Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Cagger since
    Nov 2006
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    Edinburgh, Scotland
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    21

    Default BoS claim for multiple accounts and credit card

    Hi all,

    On 16th November I sent recorded delivery 2 letters claiming back bank charges, one to First Direct and the other to Bank of Scotlandicon. It was a bit longer than 2 weeks before I got the time to write and send the lbaicon (after being fobbed off naturally!). The LBA letters were sent on 11th December, again to First Direct and BoS.

    I have still only received fob-off letters from Bank of Scotland telling me that they are keen to deal with my concerns. I have here the cheque from First Direct for the full amount ready to pay into my (BoS) account tomorrow (closed FD one).

    They are starting to p**s me off now with their delaying tactics, but of course the good thing is that now I can just add on the 8% which adds £30 on to the total claim of £296. I guess I'm just annoyed that they can't even be bothered to take it seriously!

    Anyway, just thought I would start this thread off to note the progress. Off to read up about the court process. Incidentally I have found a step by step guide on another website (Penalty Charges UK - Fighting your Corner for FREE) which makes the whole process much easier. Apologies to CAGicon folks, but it saves a lot of time.

    Similar Threads:
    First Direct: Settled after LBA - £687.50
    Bank of Scotland: LBA sent (too busy to deal with my request!)
    MBNA: SAR sent
    Morgan Stanley: SAR sent


  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    crow Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Edinburgh, Scotland
    Posts
    21

    Default Re: BoS claim for multiple accounts and credit card

    ...and here it is - Guide Home


    First Direct: Settled after LBA - £687.50
    Bank of Scotland: LBA sent (too busy to deal with my request!)
    MBNA: SAR sent
    Morgan Stanley: SAR sent



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE