Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default TATTER vs BARCLAYCARD

    Hi Guys

    Advice is needed before I go any further. I got into trouble with my barclaycard and they ended up giving the account to Wescot credit, who offered me a lower settlement amount so I paid it off. The amount owed was £754.10 the settlement offer was £446.00 but the charges Barclaycard had added were £360.00!
    My credit limit was only £400.00 and had it not been for the charges I would have been within the linit (£394.10) Is it still possible to claim the charges back from barclaycard?

    Any advice is welcomed

    Thanks

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  2. #2
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    Default Re: TATTER vs BARCLAYCARD

    Yes as you can argue that you were not aware of this when you settled.


  3. #3
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    Default Re: TATTER vs BARCLAYCARD

    Hi
    Had this one on the back burner for a while while I sorted Capital Oneicon out, Its now time to to get stuck into barclaycard!.
    I have stumbled across a little problem though, altghough I do not have a barclaycard anymore I tried to log on to my account online and to my surprise it worked. As I have said in my earlier post I settled my account with a collections company for a less amount than owed but on checking my account it states there is a balance but no actual amount to pay! If I proceed are they going to use my claim to clear this amount or should it not be there anyway as an agreed amount had been settled?

    Any advice would help a lot
    Cheers!


  4. #4
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    Default Re: TATTER vs BARCLAYCARD

    Just checked my credit report and I found that barclaycard have entered a partial settlement but where it says current balance it states satisfied. Does this then mean They can come after me for the remaining money although they clearly state its satisfied?


  5. #5
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    Default Re: TATTER vs BARCLAYCARD

    Ok
    Preliminary sent & they recived yesterday. 14 days is a long time, I cant wait!!!

    how long do they usually take before they send the usual were sorry you arnt happy with our charges letter?


  6. #6
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    Default Re: TATTER vs BARCLAYCARD

    They always ask for 28 days for a reply



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE