Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Right I have finally received copy statements for the last 6 years from Alliance & Leicester. I have a few questions that I need answering if you would be so kind.
1. I have received a bundle of paper entitled 'enquire upon event history' which basically details all the letters etc they have sent me and the circumstances under why they sent them, is this important?
2. I tend to have 3 types of charges brought against my account A. failed direct debit charge B. Monthly overdraft Charge C. daily overdraft charge can I claim for all of these?
3. They have sent me statements back to the start of the year 2000 but I read that I can only claim for 6 years, is this 6 years since I started my claim? IE I worte to thm in November so does that mean I can clim back to November 2000? What happend to the charges I have incurred since then?
4. What if I do my maths wrong and ask for the wrong amount?
5. Do I have to add interest at 8% or is that pushing it?
I realise its a lot of questions but I think they owe me about £4k so I need to get this moving and would like to do so in the correct manner.
I have now done my homework and have all the answers except an answer to the following:
They have sent me statements back to the start of the year 2000 but I read that I can only claim for 6 years, is this 6 years since I started my claim? IE I wrote to them in November so does that mean I can clim back to November 2000? What happend to the charges I have incurred since then?
Received statements but a little confused!
from Alliance & Leicester. I have a few questions that I need answering if you would be so kind.
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