Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 3rd January 2007 16:21 #1
    sharmal sharmal is offline
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    Default Payment Protection Premium - Shock

    I have just been going over my statements again from Cahoot, these were the only things sent when I sent in SARicon as they did not to inundate me with useless information not relative to my case.

    I have just discovered to my horror that they were charging me Payment Protection Premium since I took the card out in 2001. It never showed up as this on my credit card statements which I got online.

    I know that I never requested PPIicon as I have always thought it to be an expense that was a waste of money because of the t&C's they stick in in the small print.

    How do I go about claiming this back, they are becoming a bit of a headache this company and stressing me out now.

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  2. 3rd January 2007 17:47 #2
    ncf355 ncf355 is offline
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    Default Re: Payment Protection Premium - Shock

    Hi,

    my approach was to first do the S.A.R - (Subject access requesticon) and get the full amounts they have taken, then do a CCA request to ensure that you didnt agree to PPIicon on the original application (or if you did can they prove that they gave you adequate advice with relation to the T&C's and the policy relevance to your circumstances?)




    If this helps, please click the scales of justice to the left!



    omnia praesumuntur legitime facta donec probetur in contrarium


    Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE