Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Business Account Charges

    I had a business account (Ltd company) with Yorkshire Bankicon which I closed last year when I closed my business down

    The bank inform me that because it was a company account the Unfair Contcats Terms Act does not apply and I cannot claim anything

    is this right ?

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  2. #2
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    Default Re: Business Account Charges

    An unlawful charge is an unlawful charge, regardless..


  3. #3
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    Default Re: Business Account Charges

    BOMBOLINI

    Some observations:

    You say you closed the account when you closed the business and its a LTD company.

    Is the company still trading, or is it dissolved or dormant?

    If its dissolved you won't be able to do anything.


  4. #4
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    Default Re: Business Account Charges

    .......yes the company has been dissolved, thanks you have saved me a lot of time and effort


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    Default Re: Business Account Charges

    Hiya just read your txt and am little worried have just posted thread about business accounts monthly statements, didn't have ltd company but closed business and accounts in July 2005 as unfit to work due accident, can I still claim?


  6. #6
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    Default Re: Business Account Charges

    If you have just ceased trading and not put the affairs into the hands of a Liquidator you are still entitled to receive and keep any Assets of your business (subject to Tax where applicable).

    The Charges applied by a Bank, if proved to be unjust, are Unrealised Assets and you have a right to recover them.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE