Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am new to the forum, and have a few questions about charges on the overdraft, and going over the overdraft. I have put a dpa request into my bank(RBS) a few weeks ago. I just want to know if this is what the article is about? Sorry for my ignorance but I'm not the sharpest tool in the box.
There are various sites, but this is THE site yes.
Without going into too much detail, a few sites have joined the band wagon... but use this support you will have the best support network available.
Make sure you read the FAQs, understand the process and then come back with any questions you have, Everyone here is in the same position and are here to support newbies like yourself
If you find this post useful, please click the Scales of 'Justice' in the top right corner. Thanks
Thank you, when and if I have a reply from the bank that they have even received the DPA request( I don't think the 40 day rule kicks in till they awknowledge)
No, I sent the letter from a template on the dpa website and asked for them to contact me. The bank told me that I would need to pay for copies of archived statments at £5 each before I sent them the letter in a telephone conversation. I asked for any details of charges. We were also charged by the RBS credit card people as we were charged for late payments, we no longer have that credit card, will I still be able to claim the cost back?
Could someone move this post to the correct section?
You really need to read the FAQs as Lueeze has said. This will explain everything... Ignore what the bank say about charges for statements. The maximum fee is £10, which you must enclose with your DPA request. They will either use it or return it.
It would be very worthwhile spending a few days, if not a week reading through posts on this forum before you proceed any further though.
If you find this post useful, please click the Scales of 'Justice' in the top right corner. Thanks
No, only reading through all the information on here I didn't realise I needed to, I actually thought that they banks told me how much they would charge me for this information.
Thank you very much, I am going to have a big read. I am waiting to join talk talk carphone warehouse boradband so am currently piggybacking on a wireless network as have left aol as there idea of customer service was as effective as a plastic oven so my internet connection is limited.
ooobedoo v RBS
, and going over the overdraft. I have put a dpa request into my bank(RBS
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