Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sent off SAR to Egg and received an acknowledgement a few days ago. Unlike my other accounts I obviously don't have all my statements for this one! Have had the account for about 6 years so hopefully quite a few charges to get back
Still nothing from Egg... I figure their 40 days are up on thursday...that's 40 days from when they would have received the letter, not 40 days ffrom the date on the acknowledegemnt they sent me, right?
If nothing arrives, is there anything I can do to crack them?
Well just in the nick of time, a load of statements and other printouts arrived from Egg by recorded delivery this morning. I calculate they owe me £240 plus interest; not as much as I was hoping...tho suppose it's good really that I wasn't charged in the first place.
I aim to get my pre-lim letter in the post by tomorrow
Received both the acknowledgement of complaint letter and letter outlining the Egg agreement terms over the last few days.
Nice of them to point out that where they feel our relationship has broken down, eg in the event of legal proceedings, it is their policy to consider ending the agreement Luckily I only owe them a £90 loan repayment and nothing on my credit card.
Well it's been a quiet month but today I received Notice of Transfer of Processings from Egg. It says a defence has been filed but strangely it also mentions 'the filing of an allocaiton questionnaire be dispensed with in this case'.
So I think I wait for a court date next but hopefully Egg will crack before then
Oops - forgot to update this thread but they settled....Just one problem tho; due to a stupid mix-up, I have since been charged another penalty for exceeding my limit. Is there any reason why I can't claim back again?
kriso v Egg
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I figure their 40 days are up on thursday...that's 40 days from when they would have received the letter, not 40 days ffrom the date on the acknowledegemnt they sent me, right?
Come on