Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Firstly guys may I congratulate you on an excellent site. I've spent the last couple of hours finding out some very interesting things.
On to my problem. I seem to have accrued an inordinate amount of bank charges over the last year and after reading various threads here, I'm compelled to re-claim.
Seeing as I have all of my statements for the last 12 months and on the off-chance of avoiding a long drawn out process, do you think it prudent for me to visit my local branch to discuss the matter before the instigation of legal proceedings?
welcom Diggsy, have a look in the FAQ's first as you'll find most of your answers in there. Take your time to read over loads of threads in the forum for your bank and have a look at their timelines and the way they went about claiming. We can also follow your claim then.
Don't be put off by anything and if you follow the procedure, you'll get it all back mate
good luck
freebird
1/6/06 request charges
16/6/06 received charges
18/6/06 first request for refund
3/7/06 "No" letter from bank
13/7/06 LBA
7/08/06 handed claim to court
10/8/06 court stamped as date of issue
24/8/06 deemed to be served
25/8/06 Sechiari filed acknowledgement of service
6/9/06 defence served
9/9/06 copy of defence and AQ received by me
25/9/06 deadline for AQ submission
25/9/06 call Sechiari confirm safe receipt of my AQ
26/9/06 received copy AQ from Sechiari
29/9/06 letter to SCM to say "you want 1 month to settle, so settle"
18/10/06 after "strained communications"and how !
verbal offer of full settlement with conditions
communications rejecting conditions from me
5/11/06 received letter offering settlement with conditions
7/11/06 sent fax rejecting conditions etc
14/11/06 unconditional settlement in bank and how !
Diggsy10 v Woolwich
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