Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Found you all just before christmas, until now I have been suing Lloyds TSB pretty much on my own but am overjoyed to find this site.
Progress so far:
Started with an aol link and have written to lloydstsb the standard three opening letters and had refusals all the way as expected. So threatened court action and so the claim was issued on 28th November.
Lloyds filed AofS on the 7th indicating intention to defend.
Solicitors = Sechiari Clark and Mitchell (I now know from this site that this is the standard and was to be expected although at the time it freaked me out) btw the letter is signed by one Joanne Storey and her signature looks like 'Money', quite apt I thought...
They have now filed a defence claiming that by opening an account with the bank, the customer enters into a commercial arrangement... etc.. you know the rest... no breach of contract, banking services not damages.
I have until the 8th Jan 07 to fill in my aq and that's where I am a little concerned.
Can I please ask the forum advice on the best way to fill in section G' My claim is just under the 1k mark.
Many many thanks and please note that I will make a donation when I win, I am also going after my partners charges and her sisters and really appreciate this help.
Ps. Just read some of the other posts and am going to repost in the relevant forum for LLoydsTsb