Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Egg seem to think that they are allowed to charge £16 as per the OFT's ruling - is this correct? Also, what about the other lenders? Can we calim for their charges if they are £12?
Egg seem to think that they are allowed to charge £16 as per the OFT's ruling - is this correct? Also, what about the other lenders? Can we calim for their charges if they are £12?
Any comments greatfully recieved!
Thanks
Hi I believe that Egg managed to get dispesation from the OFT to allow them to charge £16. However the OFT ruling for Egg and all others only states that they will taken action if their charges are above £12/£16. You can still argue that these figures are not a true reflection of the actual costs and therefore reclaim them. I have already recieved a £12 refund from Capital One.
Hi I believe that Egg managed to get dispesation from the OFT to allow them to charge £16. However the OFT ruling for Egg and all others only states that they will taken action if their charges are above £12/£16. You can still argue that these figures are not a true reflection of the actual costs and therefore reclaim them. I have already recieved a £12 refund from Capital One.
Just had a thought - is there a way we can get hold of the "bulletin" the OFT issued to the lenders? What about a Freedom of informationr equest etc?
Cheers for your help.
Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.
*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*
Can we claim for their charges if they £16?
seem to think that they are allowed to charge £16 as per the OFT's ruling - is this correct? Also, what about the other lenders? Can we calim for their charges if they are £12?
Reply With Quote
Originally Posted by un1boy
