Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have a joint account with my husband in one branch and an account in my name in another branch. We have sent the two initial letters requesting refund of charges and have both just received a standard "we will contact you with a full response". In the interim the bank have continued taking larger and more unwarranted sums from both accounts. Can our single legal action cover:
a) both bank accounts as one claim
b) include the revised and increased sum
c) do we have to advise the bank our claim has increased
thanks very much for your advice. Do banks standard response letters really do anything other than delay your court action. Would you wait for a response or press on regardless to force the issue
Advice - Same Bank, different branches
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