Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Can anyone advise on this. I'm going through my statements.
These, I know I CAN claim back.
Paid Item Charge
Failed Cheque Charge
Unauthorised Daily OD Charge
Failed direct debit Charge
These I Know I CANNOT claim back.
Monthly O/D interest
Annual O/D Arrangement Fee
These I need help with
Monthly OD Charge.
Usually this is £5 for each month that you use O/D facilities
bit it has been £8, £20 and £25 on various occasions dependent on whether it was authorised.
I have put Monthly OD as well with my claim. They do owe this money as on several ocasions they have forced us to use overdraft facility with these charges.
Help - what Can I claim for?
Charge
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