Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
SAR delivered on 02.01.2007 - so they have until 11.02.2007 to respond.
First Direct - S.A.R - (Subject Access Request) sent 29/12/06
Statements recieved 15/1/07 - >£3000 owed
Prelim sent 16.01.07
Partial offer received 01.02.2007
LBA and letter rejecting paltry offer sent 02.02.2007
MCOL filed mid Feb 07
AQ 26th March
BoS - S.A.R - (Subject Access Request) sent 29/12/06
Statements received 1.02.2007 - Prelim sent 02.02.2007
Unlike First Direct BOS didn't return my £10 postal order, but acknolwedged receiptof the SAR. 13th of Feb is the deadline...fingers crossed.
First Direct - S.A.R - (Subject Access Request) sent 29/12/06
Statements recieved 15/1/07 - >£3000 owed
Prelim sent 16.01.07
Partial offer received 01.02.2007
LBA and letter rejecting paltry offer sent 02.02.2007
MCOL filed mid Feb 07
AQ 26th March
BoS - S.A.R - (Subject Access Request) sent 29/12/06
Statements received 1.02.2007 - Prelim sent 02.02.2007
God the difference in dealing with First Direct and BOS!. They received my SAR on the 02.01.07. Today I received three pages dating back 18 months. The photocopied letter indicated that the remainder would follow in due course. Bl**dy sure they will or it's hello legal path. FD (who are no angels) managed to get full six years to me in 16 days.
First Direct - S.A.R - (Subject Access Request) sent 29/12/06
Statements recieved 15/1/07 - >£3000 owed
Prelim sent 16.01.07
Partial offer received 01.02.2007
LBA and letter rejecting paltry offer sent 02.02.2007
MCOL filed mid Feb 07
AQ 26th March
BoS - S.A.R - (Subject Access Request) sent 29/12/06
Statements received 1.02.2007 - Prelim sent 02.02.2007
FD returned my cheque, sent them by courier and they were packaged immaculately, far cry from the ripped half-opened envelopes I've received from everyone else........
If my post has been useful, tip my scales and let me know
Whata bunch of Muppets. Eventually get all my statements, like T4FF said poorly packaged. Only come to £200
Get this...today get a letter to my address....open it and it has the wrong name on it. So now I have the name, address and account number of a stranger, and a letter to him advising that they are sorry he's rejected their offer.
I will post the persons name on a separate thread.
First Direct - S.A.R - (Subject Access Request) sent 29/12/06
Statements recieved 15/1/07 - >£3000 owed
Prelim sent 16.01.07
Partial offer received 01.02.2007
LBA and letter rejecting paltry offer sent 02.02.2007
MCOL filed mid Feb 07
AQ 26th March
BoS - S.A.R - (Subject Access Request) sent 29/12/06
Statements received 1.02.2007 - Prelim sent 02.02.2007