Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
after 30 days you no longer have to pay the debt. They have 6years to find the Consumer Agreement and then its void, chances are if they can't find it now then they won't be able to ever. Please only stick to one post thanks. If you stick to the same post and just reply to it then we can help you alot easier.
Hi Orfoster - thanks for that and I will only stick to one post.
What happens to this debt which appears on my credit file? I was hoping to get it removed thus aiding my credit rating which I am desperatly trying to improve.
Also over the past 2 years I have paid them back c£2000 - can I claim this back?
I think Buzby will be able to help you on this more than me. Im sure someone will pop into this thread and see you need advise. It may take a while but someone will help.
My advice is only my opinion, I am not a legal expert.
IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.
What happens next?!!!! No CCA
debt.
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