Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have recently sent a CCA to Capquest who are collecting an overdraft debt on behalf of RBS. However the O/D is a result of the charges that RBS continued to add whilst I was unwell and the account has not been operational for 4 years.
If Capquest can't supply a CCA then is the 'debt' unenforceable and can I claim back what I have already paid
Advice please
debt on behalf of RBS
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