Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    baconbuttyman Novitiate baconbuttyman's Avatar

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    cleveleys
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    Default Compensation For Defaults Due To Unlawfull Charges

    This little baby is my wifes, she got her penalty charges back from Halifaxicon and Barclaysicon, The barclays debt had a default as did the halifax on her credit record, the Barclays debt was sold to link financial, Then they issued a default almost instantly, Now heres a little snippet you may or may not know, if you debt is sold on, the originator of the debt MUST remove any defaults on that debt so the now owner can register one, they cannot by law issue a default until the original one is removed.
    ANYWAY, my wife issued proceedings against all 3 for compensation due to the damage the defaults caused, she has been paid out by all three this week, a total of £1500, £500 each,
    So YES you can sue them for damage to your credit file

    Similar Threads:
    TOTALLY debt free as of 2007, Fantastic,

  2. #2
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    Default Re: Compensation For Defaults Due To Unlawfull Charges

    Hello,

    Could you PM me your 'Particulars of Claim', and 'Brief details of claim', that you used on the Court forms, as this is my next project for 2007, is dealing with me and my wifes Defaults.

    Thanks for your help.

    David

    Halifax - £1469 **Settled in full**
    Halifax - £948 **Settled in full**
    Halifax Mortgage - £301.83 **Settled in full**
    Abbey - £907 **Settled in full**
    RBS - £2100 **Settled in Full**
    RBS - £650 **Settled in full**
    Capital One - £520 **Settled in full**
    Capital One - £330 **Settled in full**
    Capital One - £670 **Settled in full**
    Barclaycard - £370 **Settled in full**
    Barclays Bank - £296.17 **Settled in full**
    I Group - £500 **Settled**
    NatWest - £1133.32 **Settled in full**

  3. #3
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    scarlett79 Novitiate

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    Default Re: Compensation For Defaults Due To Unlawfull Charges

    Hi would this apply to me, as i got a default from Capital Oneicon but am now dealing with capquest paying back my debt. Id love to know more info on how to go about this if poss. thnx.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE