Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I sent a letter to the collection agency asking for a SAR and a true copy of the original agreement (along with two cheques, one for £10 and the other for £1). These were received by the company on the 28th December 2006.
I replied to the moneyclaim online on the 2nd January 2007, filing an Acknowledgement of Service and denying any debt (as I don't know how many charges have been applied to the original account).
The 12 working days to comply with the request of a copy of the original agreement are up on the 12th January 2007, and so I can then use this as my defence (or a part of my defence), which needs to be filed on Tuesday 16th January. Does anybody have a defence written along the lines of non-compliance with a CCA request as a defence? It must go along the lines of 'failure to comply with the CCA request to furnish a copy of the original agreement the defendent cannot ascertain any debt is liable to them' but this may well be off the track.
I need a CCA Letter template
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Originally Posted by Rooster-UK
