Thread: help

Hi guys

Just wondering if anyone can help...

I have sent 2 letters to A&L with the amount and intreset that i want to be refunded but they have declined the refund what should i do know???

I didnt have this problem with Barclays they payed up straight away!!!

Is the next action to take them to small claims? how does that work?

any help would be gratefully taken on board

Declined to refund i assume they replied then, if so start legal proceedings against them, try reading up on posts to know what you need to do next, if you have been settled before somewhere else then you should know the script, good luck.

Hi George,

Yes I have dealt with another bank before, but unsure about taking legal action. where to start?? not sure...

Any ideas would be appreciated.

Cheers

Are you in Scotland, if so you could start a small claims action against them (cost £39) limit of £750, if you are owed more then split claim into several actions remembering only to have one claim running at any time.
You would need form 1 and 1b available from the courts or from the courts websites to download attach a schedule of charges that you intend to claim and hand it in to your local court, if its in England then you have a limit of £5000, big difference there.

scotscourts.gov.uk
can download from here emzandsam.
will watch your progress good luck.

Hi
I am currently at the litigation stage. It seems A&L are taking these to the limit. Don't be put off..... This is what has to be done. They hope that you will give in after you receive their standard ' get knotted letter' or panic at the court stage.
So, a little bit of re-assurance for you....... those are standard response letters, remember.... it's your money they have taken and it's YOU that's been through the mill due to their greedy actions.
Just follow the excellent advice on this website andd take heart from others.
All the best and good luck

Hi everyone quite new to the site and I am just finding my way around, however not quite sure how to start my own 'thread' so that I can tell everyone about my story/progress.

Can any one help and point me in the right direction.

Cheers!!!

hiya folks. i'm new to this and have just sent my first letter off to the A&L reading the messages that i have seen in here, gives me the will power to carry it through to the end. we have to stand up for our rights and not let the bank walk all over us in this way!

GOOD LUCK EVERYONE !

hi guys

No

hi guys
no i'm not in scotland...england..
though after ready your replys i have decided to write to them for the 3rd time telling them i am taking them to court hahah let the games begin...