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    • Hi I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof? 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No    Have you had a response?  n/a 7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice'  
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
    • Huh? This is nothing about paying just for what I use - I currently prefer the averaged monthly payment - else i wouldn't be in credit month after month - which I am comfortable with - else I wold simply request a part refund - which I  would have done if they hadn't reduced my monthly dd after the complaint I raised (handled slowly and rather badly) highlighted the errors in their systems (one of which they do seem to have fixed) Are you not aware DD is always potentially variable? ah well, look it up - but my deal is a supposed to average the payments over a year, and i dont expect them to change payments (up or down) without my informed agreement ESPECIALLY when I'm in credit over winter.   You are happy with your smart meter - jolly for you I dont want one, dont have to have one  - so wont   I have a box that tells me my electricity usage - was free donkeys years ago and shows me everything I need to know just like a smart meter but doesnt need a smart meter,  and i can manually set my charges - so as a side effect - would show me if the charges from the supplier were mismatched. Doesn't tell me if the meters actually calibrated correctly - but neither does your smart meter. That all relies on a label and the competence of the testers - and the competence of any remote fiddling with the settings. You seem happy with that - thats fine. I'm not.    
    • Evening all,   So today, I was sent an updated offer that includes the £12.60 I spent on letters, but they have declined to add the interest at £7.40. They have stating 'We acknowledge your request to claim interest to date, however, this would be at the discretion of a trial judge if the claim did proceed to a trial hearing.' I think I am content with this outcome, and pushing this to a trial for a total interest of £15.30 throughout the claim does not make sense to me.   What are people's thoughts? I am sure our courts have better things to concentrate on?
    • FFRSG3424ListofEvidencepdf-V1 2-merged.pdfFFRSG3424ListofEvidencepdf-V1 2-merged.pdf 2pages T&C,s UCM
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Fredricksons Debt Collectors Advice. Is it illegal to not give them address details??


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Hi,

 

Just looking for some advice.

 

Received a letter from the above debt collectors at my parents address. It appears they have been instructed to recover a £300 debt from Nationwide.

 

I though this account was closed a long time ago, but appears not. Contacted Nationwide asking for statements so I can see what its all about.

 

In the process of getting free statements to see whats going on, but was told on phone its made up mostly of charges!

 

Phoned Fredricksons debt collectors to advise them this was in dispute. They were very rude and abrupt when I told them I was not going to give them my new address. I told them to contact Nationwide who gave them the debt to get it. (I gave nationwide my new address on the phone).

 

The lady from the debt collectors said "Its illegal not to provide your details to a debt collection agency" Once again I said get them from Nationwide. I dont want to give them to you as the debt is currently in dispute.

 

She said "I will mark up that you a re refusing you give your correct details. Goodbye" and then she hung up!

 

Is this correct? Its illegal not to give your details to a debt collection agency? Im guessing its just scaremongering tactics.

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Well you've told the legal owner of the debt of your change of address.

 

DCA's are just used to getting their own ways in demanding information and misinforming people of their rights.

 

Send them the no-telephone contact letter as well as a CCA request.

23/05/06 DPA Sent to Halifax

I Love You All :D

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Well you've told the legal owner of the debt of your change of address.

 

DCA's are just used to getting their own ways in demanding information and misinforming people of their rights.

 

Send them the no-telephone contact letter as well as a CCA request.

 

 

Thanks for your reply.

 

Just back on the phone to Nationwide to advise of the behavior of the debt collection agency. He's not happy about it at all and is now speaking with the liason department. :)

 

There was no way I was giving my address to a debt collection agency I know nothing about and when the debt was in dispute.

 

Just wanted to check whether it was correct when she said "Its illeagl not to give a debt collection agency your address".

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Just wanted to check whether it was correct when she said "Its illeagl not to give a debt collection agency your address".

 

It's more illegal for a debt collection agency to tell you it's illegal !

 

Rest assured, it's total hogwash ! you don't legally have to tell them anything at all :D

Nil Illigitimus Carborundum

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Don't know why they are making such a fuss. All they have to do is sarch

your credit file and get it from there.

 

Ideally you should have sent an sar to NW to get all your info, not just statements, if you wish to reclaim the charges.[see FAQS on the forum first page]. If NW are still the creditor, there is no point in sending a CCA request to the DCA as it only needs to be answered by the owner of the debt.

 

Once you send off your letter to NW asking for your money back can you really claim that you are in dispute with them, and if you write to the DCA

then, should they phone or write to you asking for paymeint, or threatening

you, they commit an offence.

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  • 3 weeks later...

Hi,

 

I have sent my letter off to Nationwide to claim back my charges, however received a letter from the DCA stating ive got 7 days to pay or its off to court!

 

I phoned them up and explained the account was in dispute and im currently dealing with Nationwide.

 

They said they would mark it in dispute for one week and that I need to send them all letters I receive from Nationwide!

I tild them I was not going to do that as im dealing with Nationwide and nationwide only. If they want any further information then to contact Nationwide.

 

The DCA stated that they are the legal owner of the debt, funny how Nationwide said that they are the owner!

 

The DCA started asking "Are you married?" "Are you a homeowner?" - told him it was none of his buisness!

 

Anyway, the converstaion kept going round in circles, so I told him I had made my position clear and terminated the call.

 

Do I really have to keep the DCA updated and send them all letters? I thought they would have got all this info from Nationwide?

 

If this is not the case, is there a letter I can send them stating its in dispute and I want no contact until its resolved?

 

Where do I stand legally?

 

Thanks in advance.

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If Nationwide claim to be the owners of the debt, deal with them only.

 

Tell the DCA to take a running jump, but do it as rudely, and agressively, as you possibly can. Then send them a bill for your time spent sorting out their mess, at £9.50 an hour. When they don't pay up, find the names of the directors on the Companies House website, and take them to court, etc, etc, etc....... :D

Nil Illigitimus Carborundum

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