Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Angry Please help-Natwest Mortgage For Natwest Advantage Gold

    having reached the end of my 2 year fix mortgageicon deal, I have now taken a new 2 yr fixed at 5.19% through Natwesticon, according to the Natwest website
    http://www.natwest.com/personal02c.a...S/REMORTGAGING
    advantage gold customer taking a new mortgageicon or remortgaging would benefit from £150 cashback, I did not realise this when they originally took me through the process but having investigated it, realised that I am eligible and since the new mortgage does not become effective 'till 05/01/07, I decided to call them to request the cashback. The mortage dpt have now referred me to the quality assurance team. I have faxed them I am awaiting to hear further. Any suggestions on the steps to follow should they refuse to honour the payment??
    thanks - JJ

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  2. #2
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    Default Re: Please help-Natwest Mortgage For Natwest Advantage Gold

    But in 2 years time wouldn't you have paid more than £150 in NWG fees? Maybe I have read it wrong! lol!

    NatWest - I WON!!!! £2598.22 This is how
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    Please feel free to click the scales if you find my advice helpful!
    Please remember look at the FAQS first!!!

  3. #3
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    Default Re: Please help-Natwest Mortgage For Natwest Advantage Gold

    True, the reason for remaining with Natwesticon is the fact that I have had to take a lower paid job following redundancyicon in a company for which I worked 10 years, This limited my options and rather than having to go through a new lender, it was easier to renew with Natwest, hence, avoiding all the scrutiny and the likelihood of being turned down. My other option was to go into the variable rate, that would have taken the payments up by £80.


  4. #4
    NATTIE
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    Default Re: Please help-Natwest Mortgage For Natwest Advantage Gold

    I am a helpful member of staff so if the mortagage has gone through then i can save you about 288 quid is just 3 seconds. Change the ADGD back to a current plus, the home loan is a separate agreement, £12 a month would be better spent on you.


  5. #5
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    Default Re: Please help-Natwest Mortgage For Natwest Advantage Gold

    Quote Originally Posted by natweststaffmember View Post
    I am a helpful member of staff so if the mortagage has gone through then i can save you about 288 quid is just 3 seconds. Change the ADGD back to a current plus, the home loan is a separate agreement, £12 a month would be better spent on you.
    Hi

    Thanks for the advice, I was under the impression that ADGD has other benefits such as the id thefticon, free Mobile Insurance, etc. Also, when you say that the home loan is a separate agreement, that does mean that I do not qualify for the £150, the website does state otherwise!!! Sorry, I am new to all this but trying desperately to learn fast


  6. #6
    NATTIE
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    Default Re: Please help-Natwest Mortgage For Natwest Advantage Gold

    Advantage Gold does have additional benefits IF you use them, IF you do then it is a good package to have, IF you don;t then it is costing YOU money that would be better spent elsewhere. I have to say I haven;t seen the offer on the website but when do you get the cashback? When you do then that is when YOU should see how many of the benefits YOU will use and how much money it is saving you.


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    Default Re: Please help-Natwest Mortgage For Natwest Advantage Gold

    I supposed is like any other policies, sometimes is peace of mind, If I lost my mobile which by the way is already registered and worth more than I could afford to replace it, then I would use it. As to the link that states the £150 cashback, here it is: http://www.natwest.com/personal02c.a...S/REMORTGAGING
    please correct me if I am reading it wrongly. Thanks again for your help


  8. #8
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    Default Re: Please help-Natwest Mortgage For Natwest Advantage Gold

    I was an Advantage Gold account holder at Nat. West. but once someone pointed out to me that I was paying monthly fee to carry a gold card I changed to a standard account. I used to receive various leaflets as to all the facilities I could use as a AG account holder but never did take anything. It was therefore better for me to come out.



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