Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
About to start reclaiming charges on my sole account with First Direct and a joint account I hold with my wife. Should I pursue these as two separate claims (i.e. two SAR letters + 2 * £10 fee) or can it be a single claim?
It is £10 for ALL information they hold on your account. I would ask for S.A.R on both accounts at the same time. Be careful when you add up the charges when you receive your statements, as you need to keep your claim below £5000 for small track allocation, if it gets that far.If it goes over that then you can split your claims.
Remember: The Ark was built by amateurs-The Titanic by professionals.
Please click my scales if you find my advice helpful !
If your claim is successful, please donate 5% so that it can continue to help others.
Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.
WARNING TO ALL
Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers
HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?
YOU CAN NOW COMPLAIN TO THE OFT ABOUT THEIR CONDUCT UNDER THE CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS 2008.
Sole account and joint account
letters + 2 * £10 fee) or can it be a single claim?
Reply With Quote
