Barclays Bank - Court Date 25th October **WON**

**johnfower** · 25th April 2006 14:34

I have now started action against Barclays icon

. First Step has now been taken:

DPA request sent on 21/04/06. 40 Days to comply.

Similar Threads:

**kaznelson** · 25th April 2006 21:23

Brillant

**johnfower** · 4th May 2006 21:34

All statements arrived on the 2nd May (Very Quick!). 695.00 Owed from the whole 6 months. I hope they refuse the refund so I can get the extra hundred pound in interest icon

- hopefully their fools like Abbey icon

and will refuse.

In process of sending out letter before action icon

.

**Overdrawn** · 4th May 2006 21:42

Originally Posted by johnfower

In process of sending out letter before action icon

.

You need to do the prelim letter first...or have I mis-read you?

**johnfower** · 4th May 2006 22:33

I've already got all the figures which is why Im going straight in with letter before action icon

. Ive done this with Abbey icon

and gotmy cheque. Just skipping a few days.

**Don Quioxte** · 4th May 2006 23:08

Originally Posted by johnfower

I've already got all the figures which is why Im going straight in with letter before action icon

. Ive done this with Abbey icon

and gotmy cheque. Just skipping a few days.

skip at your own peril John... but you might not be dancing at the end of it..

My advice would be to not get over-confident because you are familiar with the process, or have received a positive outcome from another lender..

Lawyers go to Law School for a long time and command sickeningly good salaries, cos the Law is a complicated and powerful institution..

if you've got the courage (which you clearly have) to fight a battle on unfamiliar territory, then at least ensure you don't provide the other side with the ammunition to shoot you in the gunfight that might result...

Stick with the format.. prelim, LBA, file - watch the enemy fire blanks.

**johnfower** · 4th May 2006 23:26

Originally Posted by Don Quioxte

skip at your own peril John... but you might not be dancing at the end of it..

My advice would be to not get over-confident because you are familiar with the process, or have received a positive outcome from another lender..

Lawyers go to Law School for a long time and command sickeningly good salaries, cos the Law is a complicated and powerful institution..

if you've got the courage (which you clearly have) to fight a battle on unfamiliar territory, then at least ensure you don't provide the other side with the ammunition to shoot you in the gunfight that might result...

Stick with the format.. prelim, lba icon

, file - watch the enemy fire blanks.

Further to the above advise, I will now send Barclaycard the prelim letter

**Don Quioxte** · 5th May 2006 00:10

nice one.. keep us posted..

**johnfower** · 6th May 2006 19:35

Prelim letter posted today giving them 14 days to reply. letter before action icon

is ready to send after the 14th day. I hope they refuse the refund then i can claim an extra 100.00 in interest icon

.

**johnfower** · 13th May 2006 21:00

Standard letter: Sorry youre unhappy, we will deal with this by 12th june. They have until 20th May before I send lba icon

**Don Quioxte** · 13th May 2006 21:29

Yes Barclays icon

seem to have this rather annoying habit of simply replying to Prelim letters and LBAs with standard complaint letters and leaflets.

relly quite infuriating.

i've just received notification that they will defend my claim in court too.

Don't be surprised if they reply to your lba icon

with almost the same letter you just received... it's damn frustrating.. but I really think that patience is the best policy in this scenario!!

**johnfower** · 20th May 2006 21:26

Since their standard letter saying they will deal with in next century, they havent replied. The time is up with the prelim letter, off goes the letter before action icon

.

**johnfower** · 13th June 2006 10:07

The deadline was 4th June for the lba icon

. They replied the day after my deadline offering 50%. Obviously refused and claim started (on moneyclaim website) as from 5th June.

**Don Quioxte** · 13th June 2006 17:42

sounds good

be prepared for claim to be both acknowledged and a defence submitted.. see my Barclays icon

thread - you may want to consider calling Barclays once the clim is acknowledged to discuss "without prejudice icon

" terms of full settlement... Also read some of the posts in the keith Jeremiah thread - should provide you with encouragement...

**johnfower** · 16th June 2006 02:30

I've just had a quick look on money claim website, and im suprised. Barclays icon

acknowledged the claim 4 days after i filed the claim. Very quick! Abbey icon

were allot slower.

I expect to hear from them between now, them filing their defence and getting the allocation questionnaire icon

thru. They made an offer of 50% so im hopeing that they will offer the full 100% shortley. I shall keep updating this post, just like the others I have done.

This claim is not actually mine, it's my mothers and I have encouraged her to take action, I have done everything for her and shes read thru everything and signed the papers etc. (unlike the Abbey claim and Barclaycard claim which are both mine)

**johnfower** · 14th July 2006 14:41

Barclays

have entered their defence on the 7th July but theres an issue in their defence im concerened about:

The claimaint has failed to identify what action they wish to take

(not the actual wording but thats what they said)

Also i've just noticed im claiming an extra 17p than what i should be. How do i change this? or doi leave it and hope its not spoted or changed the figures on the spreadsheet and hope they dont check it?

Is this a usual tactic? Also Ive send my Keith Jeremiah 2 emails to try and settle without prej... terms but he's not replied (3 days later). Does this case look like its going to court? I have until the 26th July to send the allocation questionnaire icon

.

The wording i used in the case was:

throughout the last 6 years icon

I have been
charged £695.00 in fees or charges which
contravenes the 1997 Unfair Terms
(contracts) Act and The 1999 Consumer credit
Act.
I requested the amount to be refunded on
the 6th May 2006 allowing the defendant 14
days to refund these unfair charges which
was refused. A Further 14 days was allowed
and they failed to meet the deadline.
As Barclays Bank PLC have failed to comply
with my request after allowing 28 days to
refund the amount, I must now take action
against the bank to recover the amount
owed. As allowed by the County Courts Act
1984, I shall now claim £695.00 + 8% APR on
each of the charges + the cost of the court fees incurred.

**johnfower** · 24th July 2006 15:43

Currently filling in the allocation questionaire, unsure on section g, does anyone know if you can leave this blank or is it best to put something in?

Section g, Please give any additional information to help the judge etc

**johnfower** · 26th July 2006 09:36

Sent the questionnaire off with section g blank. I have been in contact with Keith Jeremiah via email, he wanted to know if we could talk terms etc and i told him i would not settle for anything less than the full ammount. Ive not heard from him since (just over a week ago)

**quin1962** · 26th July 2006 09:55

I emailed Keith Jeremiah two days ago and heard nothing yet, my allocation questionnaire icon

needs to be in on 2 Aug. Did you phone Keith after emailing him?

**johnfower** · 17th August 2006 11:30

I did yeah but his PA said he was in a meeting, ive emailed him a few times with no reply. As an update, the Allocationg questionnaires have been sent off and a court date has come through for October. Although I was told the date by my mother (its her claim) i cant remember if she said 25th or 26th October, but at least you get a picture lol.

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