Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    dib182 Novitiate

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    Angry amended defence by rbos

    Just received their amended defence asking the court to to direct that there be a case management conference in order for the court to consider the making of appropriate orders to give the claimant the opportunity to properly particularise his claim.

    They admit I hold an account with them, thats awfully good of them.

    No admissions are made as to what charges have been debited to the account.

    They are asking that I am required to identify the sections of the unfair contract terms act 1977 and the regulations of the unfair contract terms in comsumer regulations1999 and the principals of common law relied upon by me in alleging that it is unenforecable.

    It is claimed that it is invalid section 4 ucta 1977 that it does not relate to a breach of contract or negligence.

    Schedule 2 to the regulations is an indicative and non exhaustive list of terms which may be regarded as unfair.

    It is the case of the defendant that the regulations have no application because the charges amount to payment for services provided by the defendant and the adaquacy of consideration paid under a contract for services is not an issue to be judged by reference to principles under the regulations.

    Ye right, I watched the same programme as they did and a barrister stated that in no way could it be construed as a service charge.
    Anyone got any ideas.

    cheers

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  2. #2
    NATTIE
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    Default Re: amended defence by rbos

    I am going to respond so that other experts can answer this one


  3. #3
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    Default Re: amended defence by rbos

    dib i had corbetts send me exactly the same as you i will watch this thread with anticipation because this affects my case too and probably a new tactic by corbetts

    SETTLED CASES
    LTSB (CC) £20 21-8-06
    HSBC (CC) £600 19-10-06
    HSBC (Ac) No.1 £1900 25-10-06
    RBS (CC) £900 25-10-06
    Smile (Ac) £1300 17-11-06
    A&L (Ac) No.1 £400 23-11-06
    A&L (Mortgage ERC) £3900 4-12-06
    LTSB (Ac) £200 13-12-06
    A&L (Ac) No.2 £120 19-12-06
    HSBC (Ac) No.2 £650 29-12-06
    LTSB (Business) £1700 13-2-07
    RBS (Ac) £4500 + Default Removal 17-3-07
    Barclays (Bus) Warrant of Execution 10-3-07 not used yet
    ONGOING CASES
    Egg (CC) N1 Filed £1300 + Default Removal Judgment Order 9/1/07 In my Favour
    Barclays Business loan & 2 accs. S.A.R N1 filed Judgment in Default isued 15/2/07
    HSBC (CC) have failed to produce Credit Agreement
    TO DO CASES
    Egg (Loan)
    LTSB (Ac Ltd Company)
    LTSB (Loan)


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE