Thread: The Missus vs A&L

Hi all

First post here. My other half had an account with A&L which she received hideous amounts of bounced D/D charges on.
Hadn't kept all the statements - so sent them the Data Protection Act request months ago - and got that, and then kind of forgot about getting around to the rest of the process.

Sent the prelim letter + schedule
And the lba + schedule of charges
Now filed MCOL

She just sent A&L a copy of the schedule showing the s69 Breakdown too - this morning - notifying them of the claim.

Now not sure whether she needed to do that or not.
Does she need to send the court the breakdown of charges too? (Has anyone else done this? Should we just quote the MCOL case reference on the letter?)

Thanks in advance!

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She just sent A&L a copy of the schedule showing the s69 Breakdown too - this morning - notifying them of the claim.

Now not sure whether she needed to do that or not.

'
That's fine

Does she need to send the court the breakdown of charges too? (Has anyone else done this? Should we just quote the MCOL case reference on the letter?)

Yes brief covering letter asking for schedule to be added to your case file

Thanks for the super fast response!

Well got home to find letter from A&L solicitors waiting together with a cheque for the full amount claimed!

In terms of closing this off - because she requested judgement on MCOL - there doesn't seem to be a way of closing the claim now. And the helpdesk has closed for the night. Is there any way to prevent the judgement from proceeding now?

We can send a letter to the court tomorrow telling them its been settled. Are there any templates around? I've seen other posts with such letters in - but can't find them anywhere.

(The standard process thread kind of tails off a bit and doesn't really cover the process for closing off a claim.)

Excellent!!

Please complete the bank survey……….and maybe a donation.

There isn't a template as such
See here for advice after settlement:
http://www.consumeractiongroup.co.uk...-get-your.html

Congratulations. Enjoy the dosh!!!

Thanks for the link Michael. Have completed the survey - she will donate once the cheque clears.
The balance is going straight off another loan!