Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
A legend has grown up that Egg always digs in, and nobody can beat the Egg. This is untrue, Egg have caved in time and again and offered full refund, but attaching a confidentiality condition each time.
All who have been offered full refund are invited to briefly describe their success. As postings will be under anonymous forum names this action will not breach the confidentiality agreement -- unless any legal eagle knows different.
The jungle of Egg threads have grown to such volumes that it is hard to keep up. Suggest this thread be used like a quick index to navigate to other threads with full details -- the sheer number of successes will encourage others being put through the same ordeal by Egg.
No offence to anyone, but if you let them attach a confidentiality clause to your settlement, you are letting them build that legend.
There is no reason whatsoever to let any bank attach any conditions to your claim. YOU are the claimant, THEY are the defendant, and there is no legal or moral reason whatsoever to accept them setting conditions to refunding you YOUR money.
Out of all the bank claims on my sig, all but one of them tried to impose confidentiality. I refused on every one of them. And got my money on every one of them.
Apologies to people who I was in the process of helping, I may be gone some time.
Joa mentioned in his thread that Egg has switched law firms and now Egg appears to be falling into line, refunding like other institutions and no longer fighting to the last ditch wasting everybody's time -- cheers to all still going through the process.
Apparently Egg insists on a confidentiality agreement in every case, hence we have heard but a fraction of the success stories, without the heart-warming names and figures. No way can open secrets be covered up for long.
Message to Egg -- please pull your finger out of the dyke. The deluge is coming in spite of you.
;) if i have helped in anyway then please! click the scales ↑
Posts
372
Re: V-E Day: Victory over Egg
i have claimed against several banks and 4 have tried t attatch a confy clause i do hope i will be the first to get payout without accepting the confy clause i am looking forward to seeing their confy clause
bring it on Egg just try and break me if you can
SETTLED CASES
LTSB (CC) £20 21-8-06
HSBC (CC) £600 19-10-06
HSBC (Ac) No.1 £1900 25-10-06
RBS (CC) £900 25-10-06
Smile (Ac) £1300 17-11-06
A&L (Ac) No.1 £400 23-11-06
A&L (Mortgage ERC) £3900 4-12-06
LTSB (Ac) £200 13-12-06
A&L (Ac) No.2 £120 19-12-06
HSBC (Ac) No.2 £650 29-12-06
LTSB (Business) £1700 13-2-07
RBS (Ac) £4500 + Default Removal 17-3-07
Barclays (Bus) Warrant of Execution 10-3-07 not used yet
ONGOING CASES
Egg (CC) N1 Filed £1300 + Default Removal Judgment Order 9/1/07 In my Favour
Barclays Business loan & 2 accs. S.A.R N1 filed Judgment in Default isued 15/2/07
With the greatest respect to you Mistermind, I have not won!
Egg have offered a settlement figure to me which is incorrect, bound by unacceptable terms. Therefore I am unable to accept Egg's offer.
The battle is not over in my case!
Mistermind, I can appreciate that by compiling a list of successful Claimants may provide great encouragement to others, but obviously the list has to be correct. Your statement: "Angry Cat won on 30th December 2006" is wrong, I have not won but simply been offered an amount of money.
As soon as the Courts re-open, I intend to amend my claim and or, issue a further Claim against Egg.
Thank you Angry but Polite Cat, there is no greater compliment to a thread than an inaccuracy pointed out by readers.
Painting an impression on New Years Eve, the ranks of the Allied forces are massed outside the Brandenburg Gate, and the lawbreakers are hiding and squirming in the underground bunker unable to face unconditional surrender.
---------------------------------- On a different note, I read in Betfair forum the following interesting posting re delaying tactics, i.e. having settled in other similar cases, what is the bank's intention in making as if it wants to fight another case -- apart from dragging out the process as long as possible, and intimidating claimants who are laymen at law!
Such blatant time wasting will not be tolerated by the court. ------------------------------
Neil Warnock AKA Colin ******
10 Jan 10:45 In Lincoln, a district judge put on the orders the following
IT IS ORDERED THAT
The Court of its own motion is considering striking the Defence out as an abuse of process on the basis that it has settled all previous claims of this nature. If the Defendant objects to this course of action it is to file at Court within 14 days, a Schedule setting out a list of all claims it has pursued to trial and all claims it has settled.
Is this a 4th case where this has happened at Lincoln, the other 3 being myself (kazzaw) v ltsb, mahatmacoate v LTSB & jodyperry v Natwest?
If this is a fourth case which bank is the claim against?
FIRST DIRECT: £4751.86 SETTLED IN FULL 5/07/06
TESCO VISA CARD: £90 SETTLED IN FULL 12/08/06
LLOYDS TSB: £4403.59 SETTLED IN FULL 17/08/06
EGG: £451.52 SETTLED IN FULL 18/01/07
Opinions and advice of kazzaw are independent, offered informally, without prejudice, without liability, and not endorsed by the Bank Action Group. If in any doubt, seek the advice of a qualified, insured professional.
I know some people were also trying to get their default removed. Has that happened to anyone who has won his or her case?
Thanks,
Hondamad
__________________
EGG CC Default Removal: Have reported Egg to Trading Standards, Summery Claim - 2nd Hearing Date 09/10/07. Click here to read posts
Monument CC: received statements, now need to send letters. . . !
BoS Current Account: Settled
Citi Cards: Hhmm seems like I have sued the wrong “entity”. Aaaaahhhhh . . .. oh well back to court I go, and they have settled in full!!!
This is just advice from me. If you are not sure please seek legal advice. However if what I have said has been helpful, than please add to my reputation by clicking on the scales
Because my Court hearing is on Monday 29 January, I really need the Claim Numbers plus amounts & date of the winning Claimants!
I have trawled the Litigants Concluded forum and the only Egg Claimant showing that I can find on that forum is maroonfox5 that has had their Claim settled.
It would really help me and other future Claimants against Egg, if the county court Claim Numbers plus amount claimed could be added to your roll of honour. Obviously, the members Claim Numbers, who accepted the confidentiality clause should not be added.