Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Made a personal claim for a closed business account - help please.
I already posted this in HSBC but hoped I would get more answers in general as I'm up against it time wise.
While on holiday last week expecting to return to a cheque I received a letter from the court that HSBC will be defending the claim, and a letter from HSBC solicitors that
"You have no standing to bring this claim in a personal capacity. The account in question was not held in your name but in the name of a limited company, XXXXX. This is a seperate legal entity.
In the circumstances please confirm that you will discontinue your claim in the next 7 days. Your failure to do so will result in us filing a defence together with an application to strike out your claim. We will also apply for an order for costs against you."
I have a few questions.
1. The business was mine, I was the only director, and it ceased to trade March 04, can this none trading business make a claim against HSBC?
2. If no 1. is possible, do i discontinue the current personal claim and submit a new business claim?
3. If I go the route of no 2. and I win and get a payment to "the limited company" what can I do with it, as there is no bank account for that name any longer?
Made a personal claim for a closed business account - help please.
but hoped I would get more answers in general as I'm up against it time wise.
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