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Complaints
16th December 2006 15:49
#1
The forum is very confusing for some people and they are constantly asking where they can find letters and guides or for links to documents. Below is a complete A-Z index of the main stickys with their links. In addition there is the ConsumerWiki A -Z here: http://www.consumeractiongroup.co.uk...i-z-index.html Please PM me or a Mod if you find any bad links or would like to add any other useful links If you are new to forums this thread will be invaluable: http://www.consumeractiongroup.co.uk...i-dummies.html It shows you how to: Create and Reply to a thread Quote and Mutiple Quote from another thread Subscribe to a thread Search the forums Report a post User control panel Settings & Options Finding a post/thread Posting links Send PM's (Private Messages) Attach documents Abuse of the Court System: How to Complain http://www.consumeractiongroup.co.uk...behaviour.html Account Closures: What to do http://www.consumeractiongroup.co.uk...o-if-your.html Account Closure: A & L Fined by FOS. How to Complain http://www.consumeractiongroup.co.uk...fined-fos.html Account in Dispute Letter Account_in_Dispute Advantage Gold & Natwest Charges Explained http://www.consumeractiongroup.co.uk...borrowing.html Allocation Hearing: Witness Statement http://www.consumeractiongroup.co.uk...statement.html Allocation questionnaire http://www.consumeractiongroup.co.uk...s.html?garpg=9 Allocation Questionnaire - N149 on-line PDF Version http://www.hmcourts-service.gov.uk/c.../n149_1105.pdf Allocation Questionnaires - A guide to completion: N149 & N150 http://www.consumeractiongroup.co.uk...ompletion.html Allocation Questionnaire - Draft directions order http://www.consumeractiongroup.co.uk...tionaires.html Allocation Questionnaires and Stays - Important Information http://www.consumeractiongroup.co.uk...ing-stays.html Allocation Questionnaire - Stays & Strike Out http://www.consumeractiongroup.co.uk...trike-out.html Allocation Questionnaire - Dispensing With the AQ http://www.consumeractiongroup.co.uk...llocation.html Allocation Questionnaire - Dispensing With AQ: Action to Take http://www.consumeractiongroup.co.uk...ight=dispensed Amending a Claim: Guide http://www.consumeractiongroup.co.uk...e-defence.html Australian Penalty Fees Report http://www.govanlc.com/clcv20unfairfeesreport.pdf Australian Penalty Fees Report - Summary http://www.consumeraction.org.au/downloads/DL29.pdf Bailiffs Bailiffs - Consumer Wiki BAILIFFS AND SHERIFF OFFICERS FORUM http://www.consumeractiongroup.co.uk...riff-officers/ Bailiffs, types of and their fees http://www.consumeractiongroup.co.uk...heir-fees.html Bailiffs: Letter to Refer A/c Back to Council Bailiffs: Council Tax Template Letter Bailiffs: Certification Bailiffs: Check a Bailiffs Credentials Bailiffs: Code of Practice Bailiffs: Code of Practice Bailiffs: Complaints Bailiffs: Complaint about Certified Bailiff Bailiffs: Stop Council Tax Enforcement Bailiffs: Council Tax - Stop Enforcement Bailiffs: Council Tax Template Letter Bailiffs: Council Tax Template Letter Bailiffs: Fees Bailiffs: Detailed Assessment of Fees Bailiffs: Get the Bailiff to Pay Off Your Debt Bailiffs: Get The Bailiff to Pay Off Your Debt Bailiffs: Invalid Walking Possession Bailiffs: Invalid Walking Possession? Bailiffs: Irregular Distress Bailiffs: Irregular Distress Bailiffs: Letter to Hand to the Bailiff Bailiffs: Letter for Council Tax Bailiff at Your Door Bailiffs: Complaints Bailiffs: Make a Complaint About a Certified Bailiff Bailiffs: Declaration of Ownership of Goods Bailiffs: Ownership of Goods Bailiffs: Paying During Removal of Goods Bailiffs: Paying During Removal of Possessions Bailiffs: SAR Bailiffs: Subject Access Request Bailiffs: Various Template Letters Bailiffs: Useful Template Letters Bailiffs: Valid Walking Possession? Bailiffs: Valid Walking Possession Bailiffs: Know Your Rights Bailiffs: What They Can & Can't Do Bank Account criteria chart Bank Accounts BANK ACTION GROUP FORUM ABBEY http://www.consumeractiongroup.co.uk/forum/abbey-bank/ Cahoot http://www.consumeractiongroup.co.uk/forum/cahoot/ ALLIANCE & LEICESTER http://www.consumeractiongroup.co.uk...nce-leicester/ BARCLAYS BANK http://www.consumeractiongroup.co.uk...barclays-bank/ Barclaycard http://www.consumeractiongroup.co.uk/forum/barclaycard/ The Woolwich http://www.consumeractiongroup.co.uk/forum/woolwich/ COOPERATIVE BANK http://www.consumeractiongroup.co.uk...perative-bank/ Smile http://www.consumeractiongroup.co.uk/forum/smile/ HALIFAX BANK http://www.consumeractiongroup.co.uk...bank-scotland/ Intelligent Finance http://www.consumeractiongroup.co.uk...bank-scotland/ HSBC BANK http://www.consumeractiongroup.co.uk/forum/hsbc-bank/ First Direct http://www.consumeractiongroup.co.uk.../first-direct/ HFC (Household) http://www.consumeractiongroup.co.uk...hfc-household/ LLOYDS BANK http://www.consumeractiongroup.co.uk/forum/lloyds-bank/ NATWEST BANK http://www.consumeractiongroup.co.uk.../natwest-bank/ THE NATIONWIDE http://www.consumeractiongroup.co.uk/forum/nationwide/ ROYAL BANK OF SCOTLAND & BANK OF SCOTLAND http://www.consumeractiongroup.co.uk...scotland-bank/ YORKSHIRE BANK & CLYDESDALE BANK http://www.consumeractiongroup.co.uk...ydesdale-bank/ OTHER BANKS/INSTITUTIONS http://www.consumeractiongroup.co.uk...-institutions/ Capital One http://www.consumeractiongroup.co.uk/forum/capital-one/ CitiCards http://www.consumeractiongroup.co.uk/forum/citicards/ Egg http://www.consumeractiongroup.co.uk/forum/egg/ MNBA http://www.consumeractiongroup.co.uk/forum/mbna/ Mortgage Companies http://www.consumeractiongroup.co.uk...age-companies/ Store Cards http://www.consumeractiongroup.co.uk/forum/store-cards/ BANK CHARGES IN PRINT FORUM http://www.consumeractiongroup.co.uk...charges-print/ Bank Charges - Guide to Reclaiming http://www.consumeractiongroup.co.uk...k-charges.html Banking Code http://www.bankingcode.org.uk/pdfdocs/PERSONAL_CODE_2008.PDF Banking Code of Practice: Guidance for Subscribers (Banks) http://www.bankingcode.org.uk/pdfdoc...DANCE_2008.PDF Banking Code of Practice: Business Accounts http://www.bankingcode.org.uk/pdfdoc..._CODE_2008.PDF Banking Code of Practice: Business Guidnace for Suscribers (Banks) http://www.bankingcode.org.uk/pdfdoc...DANCE_2008.PDF Bank Surve http://www.consumeractiongroup.co.uk/survey.php BANK TEMPLATES LIBRARY http://www.consumeractiongroup.co.uk...lates-library/ Bankruptcy: protracted realisation unit & bankrupts http://www.consumeractiongroup.co.uk...tion-unit.html Benefits ? Is the bank taking your http://www.consumeractiongroup.co.uk...-benefits.html Bill of Sales http://www.consumeractiongroup.co.uk...ion-goods.html Brighthouse Stores (formerly Crazy Georges) Fact Sheet http://www.consumeractiongroup.co.uk...rly-crazy.html Budget Planner: Excel or Online The Budget Planner: Free tool and guide to managing your money... Business Claim - FAQ's http://www.consumeractiongroup.co.uk...ss-claims.html Business version letter to your bank - http://www.consumeractiongroup.co.uk...your-bank.html CAG RADIO FORUM http://www.consumeractiongroup.co.uk/forum/cag-radio/ Callcredit - Application Form Page Not Found CAMPAIGN FORUM http://www.consumeractiongroup.co.uk/forum/campaign/ Can I Claim Beyond 6 Years http://www.consumeractiongroup.co.uk...y.html?garpg=6 Case guidance notes - bringing your case to court http://www.consumeractiongroup.co.uk...-bringing.html Case Guidance notes - Going to court http://www.consumeractiongroup.co.uk...tes-going.html Case Guidance notes - making a deal http://www.consumeractiongroup.co.uk...es-making.html Case guidance Notes - making a familiarisation visit http://www.consumeractiongroup.co.uk...es-making.html CASES LIBRARY http://www.consumeractiongroup.co.uk...cases-library/ Charges- Different Descriptions by the Main Banks http://www.consumeractiongroup.co.uk...tml#post867497 Charging Orders : A Guide http://www.consumeractiongroup.co.uk...rs-orders.html Cheap/free calls- if you are spending too much phoning banks http://www.consumeractiongroup.co.uk...-calls-if.html Civil Procedure Rules - and forms - a five star site ***** http://www.consumeractiongroup.co.uk...les-forms.html Comet http://www.consumeractiongroup.co.uk/forum/comet/ Complaining – A Comprehensive Guide http://www.consumeractiongroup.co.uk...ive-guide.html Complaints About Threads/Posts/Users http://www.consumeractiongroup.co.uk...ow+to+Complain Companies House - search for a company http://www.consumeractiongroup.co.uk...h-company.html Competition Commission. Essential report http://www.consumeractiongroup.co.uk...al-report.html Consumer Credit Act (1974) http://www.consumeractiongroup.co.uk...ct-1974-a.html Consumer Credit Agreements: Example Agreements http://www.consumeractiongroup.co.uk...greements.html ConsumerWiki - A-Z Index http://www.consumeractiongroup.co.uk...i-z-index.html Contact Details For Banks http://www.consumeractiongroup.co.uk...ils-banks.html Contracts (Rights of Third Parties) Act 1999 http://www.consumeractiongroup.co.uk...d-parties.html Contractual Interest - Arguements For & Against http://www.consumeractiongroup.co.uk...-compound.html Consolidated Loans Consolidated Loans Consumer Protection from Unfair Trading 2008 http://www.consumeractiongroup.co.uk...r-trading.html Consumer Protection from Unfair Trading: Complaint Letters http://www.consumeractiongroup.co.uk...nfair-trading/ Costs: Template Application Letter http://www.consumeractiongroup.co.uk...ion-costs.html Costs : Wasted Costs Order http://www.consumeractiongroup.co.uk...sts-order.html county court http://www.consumeractiongroup.co.uk...xemptions.html Court Bundle - Basic http://www.consumeractiongroup.co.uk...rt-bundle.html Court Bundle -Advanced http://www.consumeractiongroup.co.uk...rt-bundle.html Court Bundle - Examples of Witness Statement, Document list etc http://www.consumeractiongroup.co.uk...isclosure.html Court Bundle - Witness Statements Abbey Court Bundle & Witness Statement Lloyds Witness statement Court Bundle - Make Sure You Read This http://www.consumeractiongroup.co.uk...tml#post732094 Court Bundle - Non-Compliance Template If Bank Fails to Submit Bundle http://www.consumeractiongroup.co.uk...tml#post485266 Court Buddy -Register as a http://www.consumeractiongroup.co.uk/regbuddy.php Court Buddy - Find a http://www.consumeractiongroup.co.uk/buddy.php Court Date - Advice http://www.consumeractiongroup.co.uk...ow-if-you.html Court Date? - A Guide to Different Hearings http://www.consumeractiongroup.co.uk...ate-guide.html Court Guidance Notes http://www.consumeractiongroup.co.uk...uidance-notes/ Court Fees - Do you have to pay them? http://www.consumeractiongroup.co.uk...es-do-you.html Courts Service information and links to useful documents http://www.consumeractiongroup.co.uk...ion-links.html Costs: Application For Costs in Small Claims http://www.consumeractiongroup.co.uk...tml#post563326 Credit Agreement Requests;Basic Information http://www.consumeractiongroup.co.uk...agreement.html Credit Cards:Who Owns Who Credit Cards: Who Owns Who Credit Reference Agencies: Application Forms Page Not Found http://www.experian.co.uk/downloads/consumer/cfa.pdf https://www.econsumer.equifax.co.uk/...ile%209-05.pdf Credit/Store Card Letter Template (thanks Bookworm01036) http://www.consumeractiongroup.co.uk...rd-letter.html Creditors and DCAs - Letter Templates & Budget Planner http://www.consumeractiongroup.co.uk...templates.html Letter A - Ask your creditors to hold action on your account Letter B - Ask your creditors to accept pro rata offers of payment on your debts Letter C - Ask your creditors to accept a token payment or no payment on your debts Letter D - When a creditor refuses your offer of payment Letter E - When a creditor refuses to freeze interest on your account Letter F - When a creditor has turned down an offer of payment, interest is still being added, and you want the creditor to take you to court. Letter G - When creditors have turned down an offer of payment, interest is still being added but you don’t want to go to court Letter H - When a creditor asks you to agree to a voluntary charge against your home Letter I - Request for a stay of execution in the High Court Letter J - Full and final settlement for any debt Letter K - Ask creditors to write off the debt due to your circumstances Letter L - Ask your creditors to reconsider if they refuse to write off the debt Letter M - Dispute your liability for a debt where a creditor has not contacted you for over six years Letter N - Ask your creditor for a copy of your credit agreement under the Consumer Credit Act 1974 Letter O - Mortgage shortfalls: Breakdown of balance owed Letter P - Mortgage shortfalls: Please write off the debt Letter Q - Mortgage shortfalls: Full and final settlement letter Letter R - Mortgage shortfalls: Lender should not pursue under CML policy Letter S - Inform your creditor that you are terminating your hire purchase/conditional sale agreement Credit Scoring Credit Scoring - Consumer Wiki Currys http://www.consumeractiongroup.co.uk...currys-dixons/ CUTTING AND SOUNDFILES LIBRARY http://www.consumeractiongroup.co.uk...files-library/ CYNtheSYS - Clydesdale & Yorkshire Costs Breakdown http://www.consumeractiongroup.co.uk...rn-system.html Data Controller , Find the address for the http://www.consumeractiongroup.co.uk...ontroller.html Data Protection Act notice S10 - if you have been defaulted for unlawful penalties http://www.consumeractiongroup.co.uk...ction-act.html Data Protection Act - Taking a Case to Court http://www.consumeractiongroup.co.uk...ct-taking.html Data Protection Act 1998 http://www.consumeractiongroup.co.uk...ct-1998-a.html Data Protection Act, Subject Access Request letter - List of charges http://www.consumeractiongroup.co.uk...s-library/516- Data Protection Act - Non-Compliance - Template Letters http://www.consumeractiongroup.co.uk...n-act-non.html Data Protection Act Non-Compliance - Particulars of claim http://www.consumeractiongroup.co.uk...n-act-non.html 1-data-protection-act.html DCA’s Address & Contact Details http://www.consumeractiongroup.co.uk...t-details.html DCAs and Creditors - Letter Templates & Budget Planner http://www.consumeractiongroup.co.uk...templates.html DCA's: Dealing With phone calls http://www.consumeractiongroup.co.uk...one-calls.html DCA: Getting Them To Reveal Their Vitals. Using CPR 31.14 to Your Advantage DCA: Using CPR 31.14 to Your Advantage DEALING WITH DEBT IN SCOTLAND FORUM http://www.consumeractiongroup.co.uk...debt-scotland/ Debt - A Glossary of Terms http://www.consumeractiongroup.co.uk...ary-terms.html DEBT ADVICE FORUM: http://www.consumeractiongroup.co.uk...-forums-center DEBT: LEGAL ISSUES FORUM http://www.consumeractiongroup.co.uk.../legal-issues/ Debt: A - Z of Debt Terminology http://www.consumeractiongroup.co.uk...rminology.html Debt: Where to Get Help Debt: Where to Get Help - Consumer Wiki Debt: How to Get Out of http://www.consumeractiongroup.co.uk...et+Out+of+Debt Debt Handbook: Useful Guide & Advice The Debt Handbook Debt: Letter Templates http://www.consumeractiongroup.co.uk...ter-templates/ Debt Management Plan Debt Management Plan Defaulted, I have been http://www.consumeractiongroup.co.uk...s.html?garpg=7 Defaults & Data Protection Issues http://www.consumeractiongroup.co.uk...efault-issues/ Defaults – A Removal Method & Template Letters http://www.consumeractiongroup.co.uk...d-removal.html Delayed Flight Compensation EU http://www.consumeractiongroup.co.uk...sation-eu.html Digital signature Guide http://www.consumeractiongroup.co.uk...ital+signature Direct Debit Guarantee http://www.consumeractiongroup.co.uk...guarantee.html Directions Non-Compliance Letters http://www.consumeractiongroup.co.uk...e-letters.html Disability Discrimination Acts -1995 and 2005 http://www.consumeractiongroup.co.uk...ts-1995-a.html Disrepair in Private Rented Accommodation http://www.consumeractiongroup.co.uk...tml#post641938 Dixons http://www.consumeractiongroup.co.uk...currys-dixons/ DOCUMENTS LIBRARY - T & C's (Work in Progress) http://www.consumeractiongroup.co.uk...-progress.html Donate to CAG via Credit/Debit Card or Paypal https://www.paypal.com/cgi-bin/webscr EDM EDMDetails EFFECTS OF DEBT ON HEALTH & LIFESTYLE FORUMhttp://www.consumeractiongroup.co.uk...lth-lifestyle/ EMPLOYMENT PROBLEMS FORUM http://www.consumeractiongroup.co.uk...ment-problems/ Equifax - Your credit history and your rights explained http://www.consumeractiongroup.co.uk...t-history.html Equifax - Application Form https://www.econsumer.equifax.co.uk/...ile%209-05.pdf Exempt From Court Fees?. http://www.consumeractiongroup.co.uk...t.html?garpg=9 Experian - Credit reference agency http://www.consumeractiongroup.co.uk...ce-agency.html Experian - Application Form http://www.experian.co.uk/downloads/consumer/cfa.pdf Extended Warranties http://www.consumeractiongroup.co.uk...arranties.html FAQs http://www.consumeractiongroup.co.uk...se-read-these/ Farepak, http://www.consumeractiongroup.co.uk/forum/farepak/ Fast Track Guide Fast track and multi track Finacial Hardship: Taking your Case to the FOS Financial Hardship: Guide to the FOS Financial Ombudsman -Home Financial Ombudsman Service Financial Ombudsman -Bank Charges http://www.financial-ombudsman.org.u...quickguide.pdf Financial Ombudsman - Complaint Form FAQs about our complaint form Financial Ombudsman http://www.consumeractiongroup.co.uk...mendation.html FORMAL SOLUTIONS FORUM http://www.consumeractiongroup.co.uk...mal-solutions/ Form N244 - application notice http://www.consumeractiongroup.co.uk...on-notice.html FORUM RULES http://www.consumeractiongroup.co.uk...s-please-read/ Free alternative to Excel http://www.consumeractiongroup.co.uk...ive-excel.html Frequently Asked Questions http://www.consumeractiongroup.co.uk...questions.html FSA guidelines to credit scoring http://www.consumeractiongroup.co.uk...t-scoring.html FSA Register http://www.consumeractiongroup.co.uk...-register.html GARAGE SERVICES FORUM http://www.consumeractiongroup.co.uk...rage-services/ GENERAL FORUM http://www.consumeractiongroup.co.uk/forum/general/ GENERAL CONSUMER ISSUES FORUM http://www.consumeractiongroup.co.uk...nsumer-issues/ GENERAL DEBT ISSUES FORUM http://www.consumeractiongroup.co.uk...l-debt-issues/ GENERAL KNOWLEDGE FORUM http://www.consumeractiongroup.co.uk...ral-knowledge/ GETTING OUT OF DEBT FORUM http://www.consumeractiongroup.co.uk...ting-out-debt/ Glossary Of Abbreviations Used In The Forums And The Chat Room http://www.consumeractiongroup.co.uk...eviations.html GOGW – Gestures of Goodwill http://www.consumeractiongroup.co.uk...-had-gogw.html GUIDANCE NOTES http://www.consumeractiongroup.co.uk...uidance-notes/ Guide to Reclaiming Bank Charges http://www.consumeractiongroup.co.uk...k-charges.html Guide to This Forum http://www.consumeractiongroup.co.uk...i-dummies.html Harassment by telephone - response letter http://www.consumeractiongroup.co.uk...se-letter.html Hardship and Stayed Claims: Letter http://www.consumeractiongroup.co.uk...ml#post1640904 HELPFUL EXTERNAL LINKS LIBRARY http://www.consumeractiongroup.co.uk...xternal-links/ HELPFUL ORGANISATIONS LIBRARY http://www.consumeractiongroup.co.uk...organisations/ HOLIDAY COMPANIES FORUM http://www.consumeractiongroup.co.uk...day-companies/ IDENTITY THEFT FORUMhttp://www.consumeractiongroup.co.uk...dentity-theft/ I.T. Support http://www.consumeractiongroup.co.uk/forum/i-t-support/ Independent Banking Advisory Service http://www.consumeractiongroup.co.uk...y-service.html Information Commissioner – Data Protection Act http://www.consumeractiongroup.co.uk...rotection.html Information Commissioner - Freedom of Information Act http://www.consumeractiongroup.co.uk...formation.html INSURANCE/ASSURANCE COMPANIES FORUM http://www.consumeractiongroup.co.uk...nce-companies/ Interest calculation spreadsheets http://www.consumeractiongroup.co.uk...eadsheets.html Introduction to Bank charges http://www.consumeractiongroup.co.uk...k-charges.html Isle of Man Claims – Template Letters http://www.consumeractiongroup.co.uk...e-letters.html Isle of Man - Statutes http://www.consumeractiongroup.co.uk...-isle-man.html IVA arrangements http://www.consumeractiongroup.co.uk...s.html?garpg=8 Judgement: How to Enforce http://www.consumeractiongroup.co.uk...judgement.html Judgement: How to get Paid http://www.consumeractiongroup.co.uk...t-how-get.html Law Of Professional-Client Confidentiality: Update http://www.consumeractiongroup.co.uk...entiality.html LEGALITIES FORUM http://www.consumeractiongroup.co.uk/forum/legalities/ Legal Terms & Phrases Explained in Plain English Legal Phrases: A-Z Guide Letter - Preliminary approach for repayment http://www.consumeractiongroup.co.uk...-approach.html letter before action http://www.consumeractiongroup.co.uk...re-action.html Letter - Notification of Settlement to the Court http://www.consumeractiongroup.co.uk...tml#post485266 Limitation Act 1980 http://www.consumeractiongroup.co.uk...ct-1980-a.html Liquidated damages and penalties - useful explanation http://www.consumeractiongroup.co.uk...es-useful.html LITIGATION SECTION http://www.consumeractiongroup.co.uk...=138&Itemid=82 Lloyds v Berwick: View of the Judgement http://www.consumeractiongroup.co.uk...tml#post827833 McNamara BBC radio -Sept 2004- sound file & transcript http://www.consumeractiongroup.co.uk...bbc-radio.html Manx Claims – Template Letters http://www.consumeractiongroup.co.uk...e-letters.html Mediation - Letter of Refusal http://www.consumeractiongroup.co.uk...tml#post742517 MERCANTILE COURT FORUM http://www.consumeractiongroup.co.uk...t-cases-stays/ Mercantile Court Guide http://www.consumeractiongroup.co.uk...urt-guide.html Moderators & Site Helpers: List of http://www.consumeractiongroup.co.uk...port-team.html Money Claim - Getting it right http://www.consumeractiongroup.co.uk...tml#post614610 Money Claim On-Line (MCOL) Particulars of Claim http://www.consumeractiongroup.co.uk...laim-line.html Moneyclaim - start your County Court claim online http://www.consumeractiongroup.co.uk...ur-county.html Moneyclaim and hardcopy claim compared http://www.consumeractiongroup.co.uk...-compared.html Moneyclaim On-line Guide Her Majesty's Courts Service MORTGAGES AND SECURED LOANS FORUM http://www.consumeractiongroup.co.uk...secured-loans/ Mortgage Claims - Guide http://www.consumeractiongroup.co.uk...tml#post560022 M.P. - Template letter to your http://www.consumeractiongroup.co.uk...ur-member.html M.P’s - List of (2005) http://www.consumeractiongroup.co.uk...nt-2005-a.html MP’s and Bailiffs http://www.consumeractiongroup.co.uk...-bailiffs.html Myth of Writing off Debt The Myth of 'Writing Off' Debt National Debtline : England & Wales National Debtline England & Wales, for FREE CONFIDENTIAL and INDEPENDENT ADVICE call 0808 808 4000 National Debtline : Scotland National Debtline Scotland, for FREE CONFIDENTIAL and INDEPENDENT ADVICE call 0808 808 4000 N1 Claims form in .PDF format with form filling http://www.consumeractiongroup.co.uk...-form-pdf.html N1 POC's for Abbey, A&L, Barclays, Co-op, Halifax, HSBC, Lloyds, Natwest, RBS, Yorkshire http://www.consumeractiongroup.co.uk...lates-library/ N1 POC's for Credit Cards: Abbey, Barclaycard, Capital One, Citicard, Co-op, Egg, Lloyds, MBNA, Natwest http://www.consumeractiongroup.co.uk...lates-library/ N1 POC's for Business Account: Natwest http://www.consumeractiongroup.co.uk...lates-library/ N1 - hard copy version - Particulars of claim http://www.consumeractiongroup.co.uk...-claim-n1.html N149 on-line PDF Version http://www.hmcourts-service.gov.uk/c.../n149_1105.pdf N244 - application notice http://www.consumeractiongroup.co.uk...on-notice.html NHS FORUM http://www.consumeractiongroup.co.uk/forum/nhs/ Northern Ireland Small Claims Guide and new NI online claims service http://www.consumeractiongroup.co.uk...ll-claims.html Notice of Correction - Credit Reference Files Notice of Correction - Consumer Wiki Notice of Disassociation - Credit Reference Files Notice of Disassociation - Consumer Wiki Notice of Discontinuance http://www.consumeractiongroup.co.uk...tml#post487345 Notice of Issue. http://www.consumeractiongroup.co.uk....html?garpg=11 On-line Calculator http://www.consumeractiongroup.co.uk/chargeinterest.php OFT: Register of Company Credit Licences OFT: Consumer Credit Register OFT: Personal Current Accounts & Consultation 16/07/08 OFT: Personal Current Accounts Report OFT Test Case FORUM http://www.consumeractiongroup.co.uk...=138&Itemid=82 OFT Test Case: Update 22.10.07 The Office of Fair Trading: Questions and answers for OFT test case announcement 26 July 2007 - updated 22 October 2007 OFT Test Case: POC's http://www.oft.gov.uk/shared_oft/bus...s-of-claim.pdf OFT Test Case: OFT POC's, The Bank's Defence, OFT Response etc http://www.consumeractiongroup.co.uk...ml#post1184504 OFT Test Case: Info Links http://www.consumeractiongroup.co.uk...fos-links.html OFT Test Case: Advice on What to do http://www.consumeractiongroup.co.uk...laim-what.html OFT Test Case: Full transcripts of the Hearing OFT Test Case: Transcripts OFT v The Banks: Read This if You're Worried http://www.consumeractiongroup.co.uk...ont-panic.html OFT Test Case: April 2008 - What the Judgment Means for You http://www.consumeractiongroup.co.uk...ers-april.html OFT Test Case: April 2008 - Updated FAQ's http://www.consumeractiongroup.co.uk...il-2008-a.html OFT Test Case: OFT Statement 23rd May 2008 http://www.consumeractiongroup.co.uk...hp?f=166&a=119 OFT Test Case: Q & A's 30 May 2008 OFT Test Case: Q & A's 30 May 2008 OFT Test Case: Q & A's 14 August 2008 OFT Test Case: Q&A's 14 August 2008 OFT Newsletter Jan 2008 http://www.consumeractiongroup.co.uk...king-team.html Office of Fair Trading http://www.consumeractiongroup.co.uk...ng-unfair.html Office of Fair Trading - Credit Card Report Summary http://www.oft.gov.uk/shared_oft/rep...ts/oft842a.pdf OpenOffice - Free Alternative to Excel for PC's OpenOffice.org - The Free and Open Productivity Suite OpenOffice - Free Alternative to Excel for Mac's http://www.versiontracker.com/dyn/mo...acosx/10209910 Other Stores http://www.consumeractiongroup.co.uk.../other-stores/ Parachute account?, Do you need a http://www.consumeractiongroup.co.uk...parachute.html Package Travel, Package Holidays and Package Tours Regulations 1992 http://www.consumeractiongroup.co.uk...-holidays.html PARKING / TRAFFIC WARDENS FORUM http://www.consumeractiongroup.co.uk...affic-wardens/ Parking Tickets - Private: Everything You Need to Know http://www.consumeractiongroup.co.uk...s-charges.html Parking Tickets - Private: Template Letters http://www.consumeractiongroup.co.uk...-template.html Parking Tickets: Changes to Parking Laws from April 2008 http://www.consumeractiongroup.co.uk...ml#post1363442 Parking Tickets: Council Fine, But no pcn http://www.consumeractiongroup.co.uk...ml#post1378143 New POC's for Bank Charges: Abbey, A&L, Barclays, Co-op, HSBC, Lloyds, Natwest,RBS & Yorkshire http://www.consumeractiongroup.co.uk...ge-poc-n1.html New N1 POC's for Credit Cards: Abbey, Barclaycard, Capital One, Citicard, Co-op, Egg, Lloyds, Natwest http://www.consumeractiongroup.co.uk...arges-poc.html Particulars of claim - N1 - hard copy version http://www.consumeractiongroup.co.uk...-claim-n1.html PCWorld, http://www.consumeractiongroup.co.uk/forum/pcworld/ Posts: How to make http://www.consumeractiongroup.co.uk...ake-posts.html PPI FORUM http://www.consumeractiongroup.co.uk/forum/ppi/ PPI: Guide to Making a Claim http://www.consumeractiongroup.co.uk...tml#post514670 PPI: Draft POC's http://www.consumeractiongroup.co.uk...ppi-do-we.html PPI Calculator http://www.consumeractiongroup.co.uk...ml#post1624569 Preliminary Approach Template Letter http://www.consumeractiongroup.co.uk...-approach.html Private Messages, Asking questions by http://www.consumeractiongroup.co.uk...stions-pm.html Private Messages, Receiving http://www.consumeractiongroup.co.uk...sages-pms.html Record your Internet telephone conversations with the Bank http://www.consumeractiongroup.co.uk...telephone.html Record your telephone conversations with the bank http://www.consumeractiongroup.co.uk...ersations.html Rejection of settlement offer http://www.consumeractiongroup.co.uk...ng-offers.html Representation at Court http://www.consumeractiongroup.co.uk...tml#post938013 RESIDENTIAL & COMMERCIAL LETTINGS FORUM http://www.consumeractiongroup.c o.uk/forum/residential-commercial-lettings/ Right of Appropriation Letter - 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16th December 2006 18:26
#2
Site Team
Thanks Michael. That looks really useful so I have made it a sticky.
Fed up with bank charges?
Email your MP TODAY!!!
Sign the Petition
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
END LEGAL LOAN SHARKING
SIGN THE PETITION TODAY
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Yorkshire Bank Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
16th December 2006 18:48
#3
Hi Caro,
Keep claiming the right
Mikey
If you find that I have helped in anyway please click on the scales to left of the screen- Thank you
Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.
50% Of claim offered by The Halifax 09/12/2006
LBA letter sent 11/12/2006
Refusal in part of Payment sent 12/12/2006
Halifax settled with £4200 agreed amount 27/12/2006
Survey Submitted and Donation Made 02/01/2007
PPI Claim Sent To Halifax 25/11/2008
PPI Claim Halifax Won 31/12/2008
PPI Claim Sent To Carcraft 22/12/2008
16th December 2006 19:21
#4
Thanks MB.
HSBC WON three times!!!!!Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON HERE GE capital (5 accounts ) WON HERE
Lloyds bank account WON second claim starting! link HERE Budget insurance cough up WON link HERE Principles WON link HERE A&L (Mrs Crusher's account) claim link HERE Barclays claim link HERE Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
16th December 2006 19:43
#5
Well done Michael. This is really useful
16th December 2006 20:26
#6
16th December 2006 20:43
#7
Excellent Michael I would click your scales bu I already have today.
I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.
16th December 2006 21:49
#8
Michael, I am impressed.
If this has been useful to you, please click on the scales at bottom left of post. Thanks.
Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.
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17th December 2006 10:07
#9
Fantastic
17th December 2006 10:55
#10
Great work MB, immensely useful.
Please remember to DONATE!
Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.
17th December 2006 11:06
#11
Well done Michael, this make life easier for a lot of us. Thank you
17th December 2006 21:02
#12
[COLOR=olive][SIZE=1]If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back,
please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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18th December 2006 17:07
#13
Great work a really useful tool
19th December 2006 18:26
#14
That is excellent, Michael.
19th December 2006 19:31
#15
Can I put a link to it in my sig?
Feel free, the more people who see it the better
(I'll give you the credit !!)
Not necessary
19th December 2006 19:36
#16
Fantastic, wonderful, thank you!
IF THIS POST HAS HELPED YOU PLEASE CLICK THE SCALES IN THE BOTTOM LEFT-HAND CORNER OF MY POST - THANK YOU.
_________________________ _______________
My posts are offered informally, without prejudice and without liability. Please seek the advice of a qualified insured professional if you have any doubts.
19th December 2006 23:02
#17
Originally Posted by
Michael Browne
Feel free, the more people who see it the better
What a gentleman - full marks for positive attitude, Michael !!
30th December 2006 00:33
#18
I suppose it deserves a click on the scale then!!!
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; pricelessAbbey 2nd claim, two Accs - claim issued 30-03-07
Barclaycard - Settled cheque receivedEgg 2 accounts ID sent 29/07
Co-op Claim issued 30-03-07GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
31st December 2006 02:59
#19
3rd January 2007 21:25
#20
Originally Posted by
Michael Browne
Feel free, the more people who see it the better
thank you michael for your help
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
of Practice: Personal Customers
Reply With Quote
Originally Posted by Michael Browne
