Thread: amt V Woolwich

Hello and Welcome

Congratulations for posting in the correct forum, here you will have other “experts” who know how that particular this bank reacts.


I have just finished my claim with this bank, but I decided to stick around to see if I help others like you who are just starting out with their claim to see if I can share anything to make your journey through this claim a bit better!!!


Remember the banks have acted unlawful you haven’t!!!


Well done for reading the FAQs and continue to read as many threads as possible as there is a wealth of information on here!!


Before you begin, make sure you start your own thread in the bank forum you are claiming against. As you have already posted this one, I assume you already know how to do that!


First of all, if you haven’t already, you need to get hold on your statements. You do this by sending them SAR letter. Remember you can claim back for the past six years, including closed accounts, mortgage, credit cards, car finance, loan accounts and even accounts that are with debt collection Agencies and bailiffs!!!!

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/516-1-data-protection-act.html


If you already have your statements then you can start by sending them the Prelim letter.
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/671-2-letter-preliminary-approach.html


Remember its important to open a parachute account, especially if the charges are spiralling out of control and you have little or no money left, at the end of each month.


If your account goes into a negative balance after you have transferred your banking, send them this notice to prevent them taking any further action.
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/5078-10-data-protection-act.html


If you get stuck have a look (by searching) to see if your question has already been asked by reading other people threads, if you are still not sure either post your question in your own thread or PM me to attract my attention and I will be happy to help you by answering on your thread.


Also look for another newbie claiming against the same bank as you, that way you can do your claim together and support each other as the post drops through the door!!


Sometimes the banks act awfully and you can get very stressed out by it all. But stick to your guns - you are in the right - they are not. Don’t let them put you off, that’s what they want to do!


Hope this helps


Good Luck