Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
+ Reply to Thread
Results 1 to 5 of 5
  1. 15th December 2006 10:28 #1
    Perseus Perseus is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         Perseus Informative Perseus Informative Perseus's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2006
    I am in
    South East Kent
    Posts
    679

    Default Sanders vs Black Horse

    Sent SARicon 13th Dec to

    Data Controller
    Black Horse Ltd.
    25 Gresham Street
    London
    EC2V 7HN

    Over 400 in charges against a £600 account balance (without claiming interesticon!)

    Time is ticking!

    Similar Threads:
    If my advice has helped, please click on my scales. Thank you!

    MBNA - CRA file to be cleared then finished!
    _________________________ _________________
    Abbey Personal - Final LBA 28/5/7 - then Court
    _________________________ _________________
    Capital One - Final LBA 28/5/7 - then Court
    _________________________ _________________
    GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.
    Waiting for GMAC to provide breakdown of charges and CCA under s79
    _________________________ _________________
    Alliance & Leicester - Final LBA 28/5/7 - then Court.
    Reply With Quote Reply With Quote
  2. 2nd January 2007 15:54 #2
    Perseus Perseus is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         Perseus Informative Perseus Informative Perseus's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2006
    I am in
    South East Kent
    Posts
    679

    Question Re: Sanders vs Black Horse

    Hi there - a little bump,

    20 days passed since SARicon , I've received a letter from collections asking me to call them, a letter from Nationwide Collection Services debt collectorsicon saying Black Horse have now referred the debt to them, a template letter from BH asking for :-

    " We require payment of the balance under your agreement, within 7 dyas. This balance includes principal and contractual interesticon as well as default interest payable on late payments. In accordance with the CCA 1974, you will be allowed a rebate of contractual interest. This rebate will cary according to the actual date of repayment.
    We may consider waiving this demand if you pay us £xxx.xx immediately, and agree to make all future payments on time."

    There were also two other letters received virtually identical to the above - for 2 other customers quoting name,address,agreement no.

    So - do I write again to Black Horse, copying to Nationwide Collection, and chasing the Data Controller - confirming to all that the account is in disputeicon - or should I do something else?
    Thanks very much.
    Happy New Year

    If my advice has helped, please click on my scales. Thank you!

    MBNA - CRA file to be cleared then finished!
    _________________________ _________________
    Abbey Personal - Final LBA 28/5/7 - then Court
    _________________________ _________________
    Capital One - Final LBA 28/5/7 - then Court
    _________________________ _________________
    GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.
    Waiting for GMAC to provide breakdown of charges and CCA under s79
    _________________________ _________________
    Alliance & Leicester - Final LBA 28/5/7 - then Court.
    Reply With Quote Reply With Quote
  3. 3rd January 2007 01:23 #3
    Perseus Perseus is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         Perseus Informative Perseus Informative Perseus's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2006
    I am in
    South East Kent
    Posts
    679

    Question Re: Sanders vs Black Horse

    Decided to send letters to all confirming account in dispute.
    Reminded Data Controller re 23rd Jan cut off for SARicon
    Told Nationwideicon debt collectorsicon - account in dispute, pursuant to s10 DPA, asked for no further processing until resolved, and only then if so warranted.

    Posting letters today - unless someone thinks not - before midday (I hope).

    If my advice has helped, please click on my scales. Thank you!

    MBNA - CRA file to be cleared then finished!
    _________________________ _________________
    Abbey Personal - Final LBA 28/5/7 - then Court
    _________________________ _________________
    Capital One - Final LBA 28/5/7 - then Court
    _________________________ _________________
    GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.
    Waiting for GMAC to provide breakdown of charges and CCA under s79
    _________________________ _________________
    Alliance & Leicester - Final LBA 28/5/7 - then Court.
    Reply With Quote Reply With Quote
  4. 18th January 2007 19:47 #4
    Perseus Perseus is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         Perseus Informative Perseus Informative Perseus's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2006
    I am in
    South East Kent
    Posts
    679

    Default Re: Sanders vs Black Horse

    Just had it confirmed - Royal Mail lost my recorded delivery SARicon !
    Grrreeeaaattt....

    New SARicon off in the post in the morning, with CCA request.

    If my advice has helped, please click on my scales. Thank you!

    MBNA - CRA file to be cleared then finished!
    _________________________ _________________
    Abbey Personal - Final LBA 28/5/7 - then Court
    _________________________ _________________
    Capital One - Final LBA 28/5/7 - then Court
    _________________________ _________________
    GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.
    Waiting for GMAC to provide breakdown of charges and CCA under s79
    _________________________ _________________
    Alliance & Leicester - Final LBA 28/5/7 - then Court.
    Reply With Quote Reply With Quote
  5. 4th February 2007 11:50 #5
    IIIUMINATI IIIUMINATI is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         IIIUMINATI Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    Posts
    258

    Default Re: Sanders vs Black Horse

    Lost recorded delivery

    Do not forget to claim your loss from Royal Mail
    claim form Post Office 100 x cost of a first class stamp at 32p = £3.20
    swap the stamps at the P O for recorded delivery charges you will probably need them lol

    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Browsealoud Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE