Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just received a letter from Michelle Gardner, customer relations saying they received my letter on the 11th (when in fact it was signed for on the 6th) and they are investigating blah blah a reply "no later than 4 weeks".
Seeing that I said 2 weeks in my letter for a positive reply, do I now send my letter before action now, or wait for the 2 weeks to be up?
Wait for the 2 weeks. The courts expect a reasonable amount of time which they deem to be 2 weeks so despite having a reply I would wait the two weeks so there can be no argument if it went to court. Don't forget to send by registered post.
David
thats what i need to know, do you include the weekends in the 14 days or just working days ?? i sent mine by recorded on the 7th Dec so 14 days is either the 21st or the 27th ?
statements requested 23rd Nov charged £5
statements arrived 28th Nov
sent first letter claiming £1264 on 7th Dec to halifax
halifax replied standard letter 13th Dec
second letter sent 22nd Dec
Halifax sent letter 22nd Dec offering £1087 full & final only £177 short of the full amount
Accepted the offer on 28th Dec on to the next one.......
Thats great thanks very much, will get the letter sorted monday, so far its all happened quite quickly, i asked for my statements last week nov, sent the first letter 7th Dec got a reply 13th Dec sending next letter and another copy of charges 21st Dec so what this space !!!!
statements requested 23rd Nov charged £5
statements arrived 28th Nov
sent first letter claiming £1264 on 7th Dec to halifax
halifax replied standard letter 13th Dec
second letter sent 22nd Dec
Halifax sent letter 22nd Dec offering £1087 full & final only £177 short of the full amount
Accepted the offer on 28th Dec on to the next one.......
Reply to prelim approach, what now?
now, or wait for the 2 weeks to be up?
Reply With Quote
Re: Reply to prelim approach, what now?
"Another charge by the Bank?"