Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    tinkerbella22 Novitiate

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    Default 93p overdrawn!!!! Can I stop the charge?

    HI,I received my statement yesterday and found Ive been charged a 28quid "maintenance charge" so I was searching thru my statement wondering y. Eventually I realised Id gone 93p over drawn. I wonder if I could phone them up and perhaps get it reversed coz my only income is my child benefit and child tax credit which totals about 150 and I really cant afford that charge. Ive not gone over my overdrafticon with them for about 5 years. Just wondered if anybody else had any look with RBSicon? Are they likely to be helpful?Pls help!!Tink x.x.x

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  2. #2
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    Solowka Novitiate

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    Default Re: 93p overdrawn!!!! Can I stop the charge?

    Its worth a try, just explain its your first in 5 years and only for 93p, if not fire off that prelim hehe



  3. #3
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    tinkerbella22 Novitiate

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    Default Re: 93p overdrawn!!!! Can I stop the charge?

    Well I phoned them and they're 'looking into it', and gonna fone me abck later.
    Sounds promising - not!!

    Tink x.x.x


  4. #4
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    Default Re: 93p overdrawn!!!! Can I stop the charge?

    if they havent phoned by midday, phone them back and get that letter prepared



  5. #5
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: 93p overdrawn!!!! Can I stop the charge?

    RBSicon have been quite helpful at times - not many times - but on the odd occasion, they have helped me out and reversed some of my charges....that said I still racked up over 2 grand of them in 6 yearsicon, so they didn't refund that many!

    My point is, have a bit of faith, you have a good case considering your track record and the measly amount. If they don't they're heartless barstewards and you should definitely send of a prelim.

    It is very easy to do though - I have sat in the bank before and watched someone refund mine at the press of a button - no referring to anyone or getting permission, so don't know why they're going to look into it.

    If my post has been useful, tip my scales and let me know

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE