Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Firstly, my apologies for starting a new trhread, as a continuation of an old one.
I hope this will provide encoragement to others, but I have won !
After a long campaign against RBoS, and the Branch totally ignoring me, and in summary, I wrote again to the ubiquitous Tommy, pointing out that many claims had been settled, including those under his auspices. My claim over 6 years was forsome £960 .00.
I received a response offering approximately 50 per cent of this as a "guesture of Good will".
I responded that that I would accept this as a partially settlement, and I would issue a Summons for the balance and that additionally I would be claiming court costs and 8 per cent interest.
Within a week, a letter accepting the full amount !
I would commend to you all the television programme of Tuesday night on BBC2, and I had a hollow laugh at the acid queen from British Bankers and the wriggling about trying to change OFT rules.
Persist, Persist and you will win.
As soon as I get the credit, I shall make the appropriate guesture,
Thank you for your support, advice and guidance
Halifax Credit Card - claimed £404, settled at £387.50
BoS Current Account - £3600 claimed successfully, working on default removal
BoS Loan - Default removed
Vodafone - Default removed
ex-Landlord - successfully got him to drop his counter-claim, settled out of court after 3 hearings
Hey, you winner, you, how does it feel? I'm at the very nervous stage of awaiting 2nd p*** off letter and filling in N1 form in anticipation, so I'm a long way back. Sounds like an email to Mr McLean certainly speeds things up - this has been mentioned on more than one thread here, I think?
Anyway, enjoy the moolah!
Sweetrevenge
Don't get mad - get even!
If I've helped you please hit my scales 'n' bump my rep!
RBS (My A/c) S.A.R - (Subject Access Request) sent /10/06, statements rec'd 20/10; Prelim sent 3/11/06, s*d off letter rec'd 20/11; LBA sent 28/11, Settlement offer rec'd 18/12
WON at LBA with compound contractual interest £607
RBS BF Account S.A.R - (Subject Access Request) sent 4/11, part response rec'd 28/11, further info sent 3/12 awaiting statements at 20/12, Sent LBA 19/01/07. Received all statements resulting in 3 claims, £1,278, £4,279 and £7,250(!) all with contractual interest.