Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    curlychic Novitiate curlychic Novitiate curlychic's Avatar

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    Angry TALLING Vs LLOYDS TSB *****WON*****

    Hi there fellow forum users. I feel ecstatic to say that i have finally started the ball rolling with the Data Protection Subject access requesticon.

    I have been meaning to do it for a while now, but yet another letter arrived this morning stating the charges of £35 for one returned cheque and £30 for an over my overdrafticon fee (which was for going £4 something over an overdraft of £50.....how ridiculous is that???)

    Well that was the final straw I thoroughly read the FAQ's and so it begins !!

    I have just one thing to say..........Bring it on Lloydsicon TSB........... ........Power to the people ....... lol

    Kellie x x

    P.S. This forum is fab, keep up the great work guys n gals lets show these Banks we all mean business x

    Similar Threads:

  2. #2
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    Default Re: TALLING Vs LLOYDS TSB

    Hi Kellie
    Welcome and good luck with your claim

    S.P

    Lloyds Data Protection Act Delivered by hand 23/08 --Prelim & claim for 3 yrs @ £4011.58 by hand 30/08/06 "sorry your not happy" letter received 5/9 LBA going out on 13th .Enforcement notice received 8/9 Reply sent 12/9.LBA delivered 13/09. Claim Filed 4/10 £4804 "Sorry Enforcement notice was mistake.Anything we can do to help blah blah" letter rec 5/10:o Court claim deemed served 18/10
    Lloyds filed acknowledgement 20/10.They now have 28 days to file defence.Defence filed and AQ received 9/128-)
    Court date set 14th Feb.Court bundle sent.Nothing rec from [problem]

    ****WON*****.

  3. #3
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    whoareya Novitiate

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    Default Re: TALLING Vs LLOYDS TSB

    Hi Kellie and welcome, make sure you send your SARicon recorded and that you keep a copy of EVERYTHING

    This isn't a quick thing but you'll get there

    Success is a journey not a destination


  4. #4
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    Default Re: TALLING Vs LLOYDS TSB

    Well.....What can i say grrrrrrrrrrrrrr !

    Sent the Data Subject access requesticon on 18th December along with a £10.00 postal order and still no response !!!!


    Roll on 3rd February when i move swiftly onto stage 2 !!!

    Has anyone else encountered this problem from the onset of their claim ?


  5. #5
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    Default Re: TALLING Vs LLOYDS TSB

    Lloydsicon are not the fastest to respond to anything in my opinion.
    My SARicon was sent to Lloyds on 15th December 2006 and to date no response. My chq was however banked a few days ago.

    Lloyds TSB (C.Acc) **WON - Fully Settled**
    NatWest - £1367.96 - N1 Filed - AQ Compl
    Lloyds TSB - Select Loan PPI - £4629.52 - N1 Filed - Settlement rejected
    Lloyds TSB Credit Card - £373.48 - N1 Filed
    MBNA Credit Card - £791.52 - N1 Filed
    Capital One - £746.67 - N1 Filed -** Settlement awaited **
    Halifax Credit Card - £836.12 - N1 Filed
    Paragon Personal Finance - S.A.R 15/12/2006
    Littlewoods - £834.43 - N1 Filed
    Barclaycard - £1145.00 - N1 Filed
    My Wife:
    Natwest Current Account - £1197.98 - N1 Filed at Court
    Capital One - £1150.94 - N1 Filed - **Settlement offer rejected **
    Littlewoods - £1405.48 - N1 Filed
    8-) PROUD TO BE DEALING WITH MY DEBTS! 8-)

  6. #6
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    Default Re: TALLING Vs LLOYDS TSB

    Exactly.....They like to take the money, but not provide the service in which we are paying for.

    I feel i am going to have a right fight on my hands. I clearly understand that this process is not easy, but clearly Lloydsicon are going to make it as difficult as possible.




  7. #7
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    Default Re: TALLING Vs LLOYDS TSB

    Quote Originally Posted by curlychic View Post
    Well.....What can i say grrrrrrrrrrrrrr !

    Sent the Data Subject access requesticon on 18th December along with a £10.00 postal order and still no response !!!!


    Roll on 3rd February when i move swiftly onto stage 2 !!!

    Has anyone else encountered this problem from the onset of their claim ?

    ..................and still no response


  8. #8
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    Default Re: TALLING Vs LLOYDS TSB

    Hello there, can anyone help me ??

    As you will see by my thread i still havent recieved the info i require after sending my SARicon and appropriate payment.

    I read another thread today that suggests phoning 0845 300 4431 and letting them know that they have 10 days left in whioch to supply the infomation before i report them to the Info Comissioner and getting a court order to get the infomation, however i do believe this is a Birmingham office and i sent my SARicon to the Data Protection Department, Pentagon, London as advised on here before.

    Is this a problem ? Can i still ring them ? I must admit i have been trying, but the line is constantly engaged (guess everyone else is doing the same thing....hehehe)

    Thanks guys 'n' gals


  9. #9
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    Default Re: TALLING Vs LLOYDS TSB

    Just phoned branch, got number for HO and number for Data Protection Department. Got through straight away. They checked for reciept of my letter. Confirmed receipt and said that my SARicon would be actioned within 7 days !! We shall see eh.......I'll keep you posted.

    Thought the number may be helpful for others who sent their SARicon to this HO London.

    Telephone: 01179433133





  10. #10
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    Smile Re: TALLING Vs LLOYDS TSB

    Hi
    Glad you have got it sorted. Thanks for the number, I will keep a note of it in case anyone else needs it.
    Good luck with your claim
    Barty

    I WON!!!!
    http://www.consumeractiongroup.co.uk...loyds-tsb.html

    IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES

  11. #11
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    Default Re: TALLING Vs LLOYDS TSB

    Quote Originally Posted by curlychic View Post
    Just phoned branch, got number for HO and number for Data Protection Department. Got through straight away. They checked for reciept of my letter. Confirmed receipt and said that my S.A.R - (Subject access requesticon) would be actioned within 7 days !! We shall see eh.......I'll keep you posted.

    Thought the number may be helpful for others who sent their S.A.R - (Subject access requesticon) to this HO London.

    Telephone: 01179433133



    Well surprise, surprise.....Postman has been and they said my request would be actioned within 7 days......lmao

    I am counting down now....they have til Saturday. lbaicon already printed and waiting to be sent.

    By the way can someone help ? When (which i am sure i will) i send the LBA i know i have to report them to the Infomation Commissioner at the same time.

    ??? Letter templates and address to send to ???


  12. #12
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    Default Need Some Advise Please

    Quote Originally Posted by curlychic View Post
    Well surprise, surprise.....Postman has been and they said my request would be actioned within 7 days......lmao

    I am counting down now....they have til Saturday. lbaicon already printed and waiting to be sent.

    By the way can someone help ? When (which i am sure i will) i send the LBA i know i have to report them to the Infomation Commissioner at the same time.

    ??? Letter templates and address to send to ???



  13. #13
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    Default Re: TALLING Vs LLOYDS TSB

    Please can someone help me out with my above question ????? everyone seems to be reading my posts, yet nobody responds ???




  14. #14
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    Default Re: TALLING Vs LLOYDS TSB

    Quote Originally Posted by curlychic View Post
    Well surprise, surprise.....Postman has been and they said my request would be actioned within 7 days......lmao

    I am counting down now....they have til Saturday. lbaicon already printed and waiting to be sent.

    By the way can someone help ? When (which i am sure i will) i send the LBA i know i have to report them to the Infomation Commissioner at the same time.

    ??? Letter templates and address to send to ???
    Hi,

    When sending an LBA for SARicon I'm not aware that you have to report them to the Information Commissioner at the same time. But you'll probably find the information here: The Data Protection Act - ICO

    Check out the FAQS on the right hand side - there's one that says: I think a data controller has breached the Data Protection Act. What can I do? That section tells you how to complain.

    Good luck - I'm sure your SARicon will turn up soon, they just like to take their time sometimes.

    Lucid

    Mindzai & Lucid vs Lloyds TSB
    *Won unconditionally with contractual interest (29.85% compounded)

    Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65
    *All settled in full - 6/2/07
    *Hearings - 7/2/07
    *Prelims sent - 9/8/06
    _______
    GOT A COURT DATE? A guide to the later stages


  15. #15
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    Unhappy Re: TALLING Vs LLOYDS TSB

    Thank you for replying Lucid........I was starting to get a complex as nobody seems to reply to my thread/posts.





  16. #16
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    Default Re: TALLING Vs LLOYDS TSB

    That's ok. The only reason I was able to reply with the information I gave was because we were forced to start researching it when Lloydsicon didn't provide a SARicon for Mindzai's credit card. I'd imagine a lot of people who were reading you post haven't had to consider sending a lbaicon for their SARicon and so wouldn't necessarily know the answer to your question. I'm sure you'll get the statements once they recieve your LBA.

    Lucid

    Mindzai & Lucid vs Lloyds TSB
    *Won unconditionally with contractual interest (29.85% compounded)

    Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65
    *All settled in full - 6/2/07
    *Hearings - 7/2/07
    *Prelims sent - 9/8/06
    _______
    GOT A COURT DATE? A guide to the later stages


  17. #17
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    Question Re: TALLING Vs LLOYDS TSB

    Hi again Lucid
    In the 'need to know' section where it outlines the steps of what to do, it is the lbaicon template letter that it advises to send if they do not respond to SARicon.
    I am rather confused now.....is this not what others are doing ? Advice from all welcome



  18. #18
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    Exclamation TALLING Vs LLOYDS TSB...Help or advice please

    Hi everyone,

    Lloydsicon still haveent sent my info after S.A.R - (Subject access requesticon). They have until Saturday, but somehow think it just aint gonna happen.

    Want to be ready for the next step, but I am a bit confused

    If no info is recieved am i right in thinking that i should send an lbaicon ? Then give them a further 7 days to respond before reporting them to the Information Commissioner and beginning Court Action ?

    curlychic x


  19. #19
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    Default Re: TALLING Vs LLOYDS TSB...Help or advice please

    give them a ring and remind them of the deadline, be very nice about it, just give them a bit of a nudge! Also remind them that they are about to commit an offence by not complying with your request. It you sent SARicon recorded delivey they have 40 days from when they received it, good luck!!

    9-1-07 S.A.R - (Subject Access Request) sent:o !! Lloyds and Halifax!
    20-1-07 S.A.R - (Subject Access Request) sent Capital One
    20-1-07 S.A.R - (Subject Access Request) sent Halifax Card Services
    20-1-07 S.A.R - (Subject Access Request) sent Marbles
    20-1-07 S.A.R - (Subject Access Request) sent Halifax (Birchave0's sis)
    8-3-07 PPI refund Lloyds TSB Loan £1200 + £2900 off loan balance
    22-5-07 Halifax *Won* £1025
    23-9-07 Goldfish 8k balance written off, £2300 PPI + charges returned, no agreement

  20. #20
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    Default Re: TALLING Vs LLOYDS TSB...Help or advice please

    Lloydsicon left my statements right up until the deadline, they arrived in a shoddy brown envelope with my address hand written, this gave me signals they are under immense pressure (Tee Hee!) and that was way back in September October, they will arrive don’t worry

    Lloyds Current account S.A.R - (Subject Access Request) submitted 10/10/06

    Lloyds CC S.A.R - (Subject Access Request) submitted 10/10/06
    Lloyds CC (wife) SAR submitted 10/10/06
    Lloyds Mortgage SAR submitted 10/10/06
    Barclaycard SAR submitted 10/10/06 Microfiche bull recieved 24/10/06


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