Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    applegatebaby Novitiate

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    Default membership fee on cahoot cc?? help pls

    Hi i have my charges list back from my cahhot credit card and each month i have been charged a membership fee ranging from £4.55 to around £13.00 a month? Can i calim this back?

    Thanks
    Leah

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  2. #2
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    121o121 Informative 121o121 Informative 121o121 Informative 121o121 Informative 121o121's Avatar

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    Default Re: membership fee on cahoot cc?? help pls

    Hi Leah

    I had two membership fee assessed entries on my statement, both for £4.23 in 2002.

    I left them out.

    Although I don't specifically remember agreeing to them, I can't be sure as it was that long ago.

    Good Luck (Am off to watch Bank Robbery on BBC2 now)

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  3. #3
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    applegatebaby Novitiate

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    Default Re: membership fee on cahoot cc?? help pls

    thanks its not something i remember agreeing to either but i think i will leave them off to be sure.

    Thanks again

    Leah


  4. #4
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    Default Re: membership fee on cahoot cc?? help pls

    When cahoot first setup thier credit card you had the option to either pay interesticon on the balance or pay a membership fee. The membership fee assesed is just the agreed amount that cahoot charged instead of interest. With this in mind you should be putting this ammount in the credit card interest column of the spreadsheet.

    Hope this helps.

    Cahoot
    Prelim sent 2nd Aug 2006 - usual "if your not happy then sod off" reply.
    LBA sent 25th Aug 2006 - another "if your not happy then sod off" and an offer to refund £130, accepted as partial settlement, used to pay for MCOL
    MCOL filed on 15th Sept 2006.
    Acknoledged 26th Sept 2006
    Defended 12th Oct 2006 in a letter to me but not to the courts
    Started judgement by default on 30th Oct 2006

    Barclaycard
    Citibank
    Halifax sent S.A.R - (Subject Access Request) on 09/10/06 nothing back yet
    Capital one
    etc..........watch out here I come.

  5. #5
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    Default Re: membership fee on cahoot cc?? help pls

    oh ok great stuff thanks. Also what about billed deferred finance charges and billed finance charges. Can i claim these too?

    Thanks again
    Leah


  6. #6
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    Default Re: membership fee on cahoot cc?? help pls

    Sorry, no idea about those fees. It might me an idea to phone cahoot and ask them.

    Cahoot
    Prelim sent 2nd Aug 2006 - usual "if your not happy then sod off" reply.
    LBA sent 25th Aug 2006 - another "if your not happy then sod off" and an offer to refund £130, accepted as partial settlement, used to pay for MCOL
    MCOL filed on 15th Sept 2006.
    Acknoledged 26th Sept 2006
    Defended 12th Oct 2006 in a letter to me but not to the courts
    Started judgement by default on 30th Oct 2006

    Barclaycard
    Citibank
    Halifax sent S.A.R - (Subject Access Request) on 09/10/06 nothing back yet
    Capital one
    etc..........watch out here I come.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE