Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My partner too has a simply be account that I have just started to try and sort out for her!
In the last 7 mths she has kept a total of £88 worth of goods & has been charged £145.82
Which Breakdowns
1/ admin charges(eg Penalty £12.50 before june £12 after june I wonder why ???Not)=£73
2/ Super payment protection £36.79
3/ Follow whatever order number,this must be there 29.4% interest=£30.03
4/P&P £6
My partner dosetnt seem to know if shes had penalties previously to these.Her balance in june was £200 so she well may have?
I have seen a piece in the Oft April 2006 that says words to the effect that a court may find that charges are not necessarilly fair even if they are below £12.
This company will only allow you to see the last 6 mthe statements so do you think its worth persueing these charges???
Eg DPA??
Yeah, I would send them a SAR under the data protection act and you should get all the information that you require.
Ian
Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
Halifax settled in Full.. 22/09/06
TSB First Claim SETTLED IN FULL 19/10/06
Second Claim to Lloyds TSB - Settled in Full
Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.
If my post has helped you, please click the scales! :grin:
Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
Thanks book & Reid! Sorry about hijack effect!I will let the one who must be obeyed in on this and see if she wants to go 4 it.She likes the clothes from this shop & dont know if she wants to upset them or not,I will keep you informed.
My partner likes the clothes form these FXXXX these FXXXX so much she baught the charges etc etc Doh!! Our budget wont let us even aford there minimum payment??
I will keep you informed!!
Rinch05 v Simply Be
charges(eg Penalty £12.50 before june £12 after june I wonder why ???Not)=£73
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