Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Kerrie78 Novitiate

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    Default double check address details

    I am eventually getting round to filing MCOL against RBOS because over 4 weeks ago they promised us a cheque, but the last twice we have phoned they said there was no record of the account number.
    Both letters have been sent to the Inverness branch as that is where the account was opened. However, they are no longer dealing with this claim, they say it has been passed to a higher area to deal with.
    Should I use the Head Office address as stated in the stickys.

    The account is now closed. It was a student account, there was no interesticon applied to it. So I am just claiming the actual charges and S69 interest. Also, both claims so far that I have dealt with have been with English banks, this one is a Scottish Bank but we live in an English address. That's why I am a bit confused about the layout of the spreadsheet and also where to file as the Defendants address.
    Thanks

    Similar Threads:
    Settled at 50%
    Clydesdale £155. Should have been £310 charges, plus interest Husbands Account.


    SETTLED IN FULL:
    MBNA £1230. For Hubby.
    Halifax £39.
    RBS £342. For Hubby.
    Cap One £200.


    Abbey:
    Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

    COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.

  2. #2
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    alvinlwh Novitiate

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    Shetland
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    Default Re: double check address details

    Good luck getting a reply, I have the same problem here too but no one seem to ever bother to help.

    NatWest for £272:

    Full and final settlement: 13/11/06

    Argos Card for £52.50:
    Paid to Argos account: 10/11/06

    Bank of Scotland for £218:
    Full and final settlement: 25/01/07

    Vanquis Card:
    Should I do something for £20? Nah, I think I had enough.

  3. #3
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    Kerrie78 Novitiate

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    Default Re: double check address details

    I actually found some help from a link directing me to Govan Law Centre, which is the website I was using before I found this one!
    I went back there and I found that I can file as using MCOL because we live in England. Apparently Royal Bank do have a head office address in London but I searched the net and I couldn't find it - mind you it was late and I'd had couple of wind down drinks after a hectic day with the kids!!

    Go to Unfair UK Bank Charges | legal help from Govan Law Centre, Glasgow, UK

    Hope this helps.
    Kerrie

    Settled at 50%
    Clydesdale £155. Should have been £310 charges, plus interest Husbands Account.


    SETTLED IN FULL:
    MBNA £1230. For Hubby.
    Halifax £39.
    RBS £342. For Hubby.
    Cap One £200.


    Abbey:
    Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

    COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE