Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Case transferred by judge to Mercantile Court and new charges added since

    A judge recently transferred my claim against the Halifaxicon to the Mercantile Court, London. Meanwhile the Halifax has continued charging me penalty fees, to the sum of over £1000.

    Would I be more likely to reach a swift settlement if I amend my existing claim to include unlawful penalty charges added since I issued my claim? Or is it better to issue a fresh claim? I am aware of the £35 fee for amending an existing claim but the sooner I get the money the better.

    Also, the delay in the Halifax's refunding my money has led me to incur a default on a mortgageicon payment. I simply have not had the money to pay my monthly installments, but would have done without these punitive bank charges. How best do I deal with this?

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  2. #2
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    Default Re: Case transferred by judge to Mercantile Court and new charges added since

    SOHO

    Is this the thread you have with the Halifaxicon already on the Halifax Section. I have posted a reply if it is


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    Default Re: Case transferred by judge to Mercantile Court and new charges added since

    I suggest that you issue a fresh claim. It wil add to the pressure and I would expect that if they settle the first, they will settle the second at the same time.
    If they want to have the two claims joined then they can apply to do so.

    I suggest that you merely send them a 7 day lbaicon with a schedule and then issue the claim.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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    Default Re: Case transferred by judge to Mercantile Court and new charges added since

    Thanks! Unfortunately I have already sent them an initial 14-day request for repayment and said I'll send a second lbaicon if I do not receive a full offer.Not sure I can go back on this now...Also, I'm out of the country till 5 Jan.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE