Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi everyone, what a fantastic site!!!!!!!
i have spent the past 2 days going through the site reading threads etc. and have found it to be a truly enlightening experience. my confidence in getting my money back is increasing by the hour. i live in n.ireland and as the limit for small claims is £2k i think i will need to make at least 2 claims. i opened an openplan current account in 1999 and have been paying these "shareholder bonuses" ever since. do i claim up to the £2k limit and wait until settlement and then start a new one or can i claim for all charges at once. will be starting my crusade from monday.
any help would be greatly appreciated.
anyone else in n.ireland taking on the woolwich??
hi thailand, thanks a lot for that link-excellent stuff!
didn't think i was being ignored,knew help would arrive.
have read paddy's -- really helpful -- already will save time by requesting my statement from Barclays. can't wait to get the ball rolling.
will keep an eager eye on paddy's. hope all goes well for him.
thankyou again.
little village in wales no point putting it here no-one would have heard of it
Posts
1,476
Re: delboy2206 V woolwich
Hello and Welcome
Congratulations for posting in the correct forum, here you will have other “experts” who know how that particular this bank reacts.
I have just finished my claim with this bank, but I decided to stick around to see if I help others like you who are just starting out with their claim to see if I can share anything to make your journey through this claim a bit better!!!
Remember the banks have acted unlawful you haven’t!!!
Well done for reading the FAQs and continue to read as many threads as possible as there is a wealth of information on here!!
Before you begin, make sure you start your own thread in the bank forum you are claiming against. As you have already posted this one, I assume you already know how to do that!
Remember its important to open a parachute account, especially if the charges are spiralling out of control and you have little or no money left, at the end of each month.
If your account goes into a negative balance after you have transferred your banking, send them this notice to prevent them taking any further action. http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/5078-10-data-protection-act.html If you get stuck have a look (by searching) to see if your question has already been asked by reading other people threads, if you are still not sure either post your question in your own thread or PM me to attract my attention and I will be happy to help you by answering on your thread.
Also look for another newbie claiming against the same bank as you, that way you can do your claim together and support each other as the post drops through the door!!
Sometimes the banks act awfully and you can get very stressed out by it all. But stick to your guns - you are in the right - they are not. Don’t let them put you off, that’s what they want to do!
Hope this helps
Good Luck
Allyxia
KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains
HSBC £1200 - Settled in Full Cap 1 2 X £100 - Settled in Full Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order NatWest £2215.60- Settled in Full and Removed Default Natice Woolwich £3690 - Settled in Full
delboy2206 V woolwich
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Re: delboy2206 V woolwich
