Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Wrote the first letter in early November. Recieved notice of recieving it the other day. Today recieved a letter saying they could not give me the total costs of charges but sent me all the statements for the period 01 till 04, for both accounts requested. I dont know why nothing till now unless to do with Halifax merger.Am manually going thro statements and need to know if can claim for chartges for returned d/d (£30) or just excess charges(£20). Should I phone for the rest of my statements or just go with what i`ve got?
Thanks in advance
I think you need to do a bit more reading up on the subject mate. Try the FAQ's and some of the other threads. Especially the successful claims as they go through the whole process helping you to understand it a bit more.