Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Well it's been a long road but I am just about there with Barclaycard.
When they refused to send all of my statements I took them to MCOL for not more than £5000 and got a court date of 20th of December.
After much lying and deception on their part they have rang me today to offer to settle in full, including all interest and court fees.
The court bundle must have given them a kick up the backside!
They are sending all my statements today, by next day delivery, and they will send me a cheque for the amount I work out when I fax them my spreadsheet.
So for anyone getting frustrated with Barclaycard just keep at them. They will give in like all the rest.
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
Thanks.
One little question though.
As they are so desperate to settle I thought I might be cheeky and try and get contractual interest.
Can anyone advise me how to do that as the spreadsheet I have only works out the 8% interest.
Is there an FAQ somewhere?