Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I only came across this information today, and I'm glad I did.
I have only been charged twice by my current bank in the past 6 months for going overdrawn (Natwest) I believe the charges were £38 each. Whereas I find this quite excessive the real issue that I have is my previous bank.
Not the most reliable customer at one point in my life I went overdrawn almost every month with the Halifax. I left them when I decided to sort my financial situation out and have a new relationship with a new bank.
I'm assuming that I can claim for these penalties from my previous bank, but I thought I'd better double check first before I waste my time.
In a nutshell. Can I claim for excessive charging from a bank that I am no longer a customer of?
Claim against previous banks?
) I believe the charges were £38 each. Whereas I find this quite excessive the real issue that I have is my previous bank.
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