Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have had a letter from Mint credit card offering a part settlement with a cheque enclosed. What they are saying is that they reduced their charges to £12 in line with the recomendation from the OFT and as a result will only refund the charges before this change was made.
Is there a standard responce to this and if so where can I find it.
bos~ Data Protection Act sent ~ statements received ~ owed £1766.82 ~ prelim letter sent 30/08/2006 ~lba handed in 14/09/2006 bos Data Protection Act sent ~ statements received ~ owed £1217.86 ~ prelim letter sent 30/08/2006 ~lba handed in 14/09/2006
court date issued of the 17th november
27th oct full offer totalling everything including 8% interest court costs and £10 dpa sar..... one down next to go.
I'm a bit confused, they have sent me a cheque for the reduced amount. Should I pay this cheque into my account and send a letter (as per Smoorachs post) rejecting their offer. Or send them a letter rejecting thir offer and send their cheque back as well?
MINT - Not refunding £12 charges
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