Re: Halifax home insurance.
Sorry John, but i am on the halifax's side for this one. I used to work in a call centre and those queries were quite frequent. Insurance prices vary on a day to day basis. Its a bit like buying a pair of shoes and then finding them cheaper a month later in the sales. Or plane tickets, tv, or anything else. The price was set at the time based on claims criteria and so on, the market has since changed, they have changed their loadings for your particular area and so on. Your only other option would be to cancel the insurance with the halifax (check what the refund would be, also there is a cancellation charge of about £30-£50 depending on the company) and then set up a new policy online. Yes, a silly method, but that's the system at the moment.
Its life, sometimes prices go up and sometimes they go down.