Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
After receiving my lba, Tommy McLean has sent me a letter offering me £780. My claim is for £1369 (plus interest), so I'm swithering over whether I should just accept the offer that's been made or not.
If I were to reject the offer and proceed, what's the next step as I am in Scotland? Do I simply go to the courthouse, fill in a claim form and wait for a response, or is there more to it?
I'm also a little confused as to what sort of claim to put in, as with interest my claim reaches over £1600 - so do I go the summary cause route?
I've decided to proceed with the claim, however am unsure as to the wording of my rejection letter. In my last lba, I gave RBOS 14 days to comply before commencement of legal action, however this 14 days is now up. I would like to give them the opportunity to increase their offer on the clear understanding that I will go to court if they don't. Any ideas how to handle this?
Hi there,
I am also chasing the RBoS.
I have sent my lba to Tommy today and will wait out the 14 days.
I have sought the same information elsewhere, and if I am sucessful in getting the info on the way ahead, I'll pass it on to you.
If your interested, my thread is "tweaky vs royal Bank of Scotland"
I was about to file my claim with the courts, but thought I'd send one more letter of complaint as I hadn't received a response to my rejection of settlement offer letter. A week later, I received an offer of £1369...the full amount I had claimed.
I accepted this, but strangely, I got a similar letter from a different person within RBS offering me £1369 in settlement. I thought I'd be cheeky and sent this one back too....they paid ANOTHER £1369 into my account!
They took it back a day later though . Just shows how disorganised they can be.
Good luck to everyone currently pursuing their claim, you will get it back, and thanks to those who have given me advice.
Briforbes V RBOS - £1369 refunded!
, Tommy McLean has sent me a letter offering me £780. My claim is for £1369 (plus interest
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. Just shows how disorganised they can be.