Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Capital One have broken the 40 days request ! I spoke to them today and they said it would be at least a month until they can send some! I sent the request on the 2/10/06!!!!! They have already had the final warning letter but no response!
How do i take them to court? Can i go into my local court and collect forms?
Hi JS I'd suggest a read through the FAQ's at the beginning of the forum and a look at the step by step guide if you haven't already done so. It's all there. Take a stroll around the Capital One threads and familiarise yourself. You wil need all your statements to work out your claim. The letters you should send and the calculation spreadsheets. If you are struggling after that come back. You obviously have followed the first stage with the DPA SAR request, but you need the letters of follow up and they are all in the templates library to use. Sounds like you need to read through some threads first.
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Sarah PLEASE DONATE IF SUCCESSFUL - Every little helps
PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! Thank you.
I understand all of the procedure, i am currently in the middle of two other claims. I am having problems getting my statements from Capital One. I have requested them but the have not sent them. I have followed all of the steps but now need to go to court to request my statements. (if court is possible?)
just seeking a bit of advice if anyone has had this happen aswell?
Okay JS1 my apologies too, some just want the answers and payment before reading FAQ's - I was trying to be politely tactful ! I haven't experienced it myself and I am not so sure on Capitol1. Have you tried calling them to ask if they are going to send them? Usually, these guys supply them and would not want the courts involved in such a basic issue. It's a breach of the Act for sure. I haven't searched Capitol1 threads to know if this is common or not, but I'd expect that they are so inundated they are just so far behind supplying. If you call their Data Controller and tell them you don't want to prosecute, you'd rather keep that for later you'll probably get a response.
Sorry I can't be more help and good luck.. I have one with them for my son to claim on so I'll watch your thread with interest.
A click on the scales below is appreciated if my posts were helpful
Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.
Sarah PLEASE DONATE IF SUCCESSFUL - Every little helps
PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! Thank you.
Help!
have broken the 40 days request ! I spoke to them today and they said it would be at least a month until they can send some! I sent the request on the 2/10/06!!!!! They have already had the final warning letter but no response!
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Thank you.