Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    smcgall Novitiate smcgall's Avatar

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    Default joint acc statement requests

    Hi all you friendly BW's
    I recently asked for 6 yrsicon worth of charges on my now single current acc. My bank ( ulster bank) gave me three as prior to that it was a joint acc and to give me those statements would have been a breach of the data protection act would you believe.
    The acc was always mine and only opened as a joint acc so as to take advantage of a graduate offer as my ex was a graduate with her own acc at another bank.
    My question is this, is this correct? I do remember having to get my ex to write to the bank in order to get her name taken off the acc.

    Many thanks in advance
    Stuart

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    If I have helped then please click on my scales.

    Ulster bank

    ---------------------------------------------------
    05/10/06 DPR letter sent
    06/11/06 Request of repayment sent £1186.06
    20/11/06 Repayment deadline
    21/11/06 LBA sent
    25/11/06 £90 goodwill gesture letter received
    06/12/06 LBA deadline
    09/12/06 Received final response to claim
    I will register smallclaim in new year once Jan paycheque is in.

  2. #2
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    Default Re: joint acc statement requests

    The bank cannot withold the information providing that only one of the parties needed to sign on the account. For example, if only one of you signed for cheques and both of you had a card on the account, you have every right to the statements and info pertaining to you on the account. If it was both of you to sign, ie both to sign cheques so two signatures on them then they are correct, and another signatureicon will be required for that info.

    I came I saw I helped. I could do no more.


  3. #3
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    Default Re: joint acc statement requests

    Thanks for the quick reply. Only one signatureicon was required for any transaction. Is there any legislation or directives i should quote?

    Stuart

    If I have helped then please click on my scales.

    Ulster bank

    ---------------------------------------------------
    05/10/06 DPR letter sent
    06/11/06 Request of repayment sent £1186.06
    20/11/06 Repayment deadline
    21/11/06 LBA sent
    25/11/06 £90 goodwill gesture letter received
    06/12/06 LBA deadline
    09/12/06 Received final response to claim
    I will register smallclaim in new year once Jan paycheque is in.

  4. #4
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    Default Re: joint acc statement requests

    No simply point out the fact that the information you want is on yourself and that the account has always been run with only one signatureicon and that under the data protection act you are seeking a Subject access requesticon and you as the data subject cannot be refused information on the basis that it was a joint account.

    I came I saw I helped. I could do no more.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE