Thread: RBoS 'request for further information and clarification

Hi All

Its a while since I posted but I have taken on RBS to get the unfair and unlawful charges against me refunded.I am at the court stage and the solicitors acting on behalf of RBS have just submitted a defence, they have sent me a copy.
Along with this they have sent a 'request for further information and clarification' in which they ask for information for each individual charge made over a period of six years. They ask me to identify a) the date when the charge was made.
b) the amount of the same.
c)The reasons given for charging the same.
I am absolutely sure I sent this information in my initial letter to RBS requesting repayment. I still have the list on file.
Then they go on to request and I quote;

In relation to each charge, please clarify the following;
a) Is it the case the claimant should not have been charged?
b)If yes; please explain why the claimant contends that the same should not have been charged?
c)If no; is it the case of the claimant that the same should not have been charged in this amount?
d)If yes; please explain why the claimant contends that the same should not have been charged in this amount and identify the sum the claimant contends should have been charged.
e)If no; please state the claimants case.
Does any body understand that?

They then go on to say;

Please specify all the facts relied on by the claimant in support of the contentions in paragraph 3 above , and in particular please identify (a) the section(s) of The Unfair Contract Contract Terms Act 1977 (UCTA 1977); (b) the regulations of 'Unfair Contract Terms in the Consumer Regulations 1999 ('the regulations); and (c) the principles of common law relied upon by the claimant in alleging that the contractual provisions(s) referred to are unenforceable. Please also identify the contractual provisions(s) that the Claimant alleges are unenforceable by reference to UCTA/ the Regulations.
What is that all about? I would be grateful if anyone out there could enlighten me even a little.
How do you resond to a letter you cannot understand? Or is that its purpose?
They go on to say if I do not provide the above information in two weeks they will apply 'to the court for(among other things) an order striking out the claim.
Has anyone any experience of this type of request?
One part of me says its a load of nonsense meant to scare me, the other is scared.
Also stated in the letter is ' This request is persuant to CPR part 18 alternatively with regard to CPR Rule 27.2(3)

Similar Threads:

• Request For Information
• RBoS request for further information and clarification
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• When they send you information you did not request...

Hi Royco.

I have taken on RBS to get the unfair and illegal charges against me refunded.

Will you please change illegal to unlawful.
This thread will do better posted in the Bank of Scotland Forum as you will be able to draw on the experience of other users who are also dealing with the Scottish banks.

I will get the thread moved for you.

Good luck with your claim.

Regards, Rooster.

Read this thread http://www.consumeractiongroup.co.uk...sts-costs.html on how to deal with cpr18 requests.