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Hi. I was put under duress to buy PPI when I took out a loan with HSBC some years back. I asked what if I didn't want to take it out and was told by the loan manager "well we would have to reconsider giving you the loan". At no point was it made clear to me that I could obtain PPI elsewhere.
I'd like to claim this back. I never made a claim under it but am cross that I was ripped off and wrongly sold this (especially as being a civil servant I had sufficient insurance cover through my job). Do I just go down the same route as the bank charge reclaim? Also, I assume I will just have to reword my S.A.R - (Subject access request) to ensure that I only get the information regarding my loans and the account numbers of them (which I no longer have).
Hi,
Yes just handle this the same way as you would for the bank charges, Start with your modified SAR to get all th info that you need and take it from there.
Good Luck
Ian
Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
Halifax settled in Full.. 22/09/06
TSB First Claim SETTLED IN FULL 19/10/06
Second Claim to Lloyds TSB - Settled in Full
Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.
If my post has helped you, please click the scales! :grin:
Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
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Thanks Martin3030 and especially on the PPI thread on a thread nearly 3 years old. Whatever next
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I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
PPI Reclaim
when I took out a loan with HSBC
Reply With Quote
(As Seen on TV) 
