Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I sent away a prelimary approach for repayment letter that BofS received last Friday for charges totalling £676 and £63 interest. However, I had copies of all my statements so did not send away the subject access letter to get the information. Can I still claim in the courts?
I sent away a prelimary approach for repayment letter that BofS received last Friday for charges totalling £676 and £63 interest. However, I had copies of all my statements so did not send away the subject access letter to get the information. Can I still claim in the courts?
The reason you should send the SAR letter is so you have a record you asked the bank to provide information relating to any manual intervention on your account - there won't be any, but you need to ask.
I'm hoping I'm going down the right route?
. However, I had copies of all my statements so did not send away the subject access letter to get the information. Can I still claim in the courts?
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Originally Posted by baindosan
