Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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Thread: Paracton v BOS

  1. #1
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    Default Paracton v BOS

    Filed my mcol today. Starting to get interesting now.


  2. #2
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    Default Re: Paracton v BOS

    Hi para,

    Who you claiming from?? I filed my N1 today too so we're at a similar stage.

    D

    Darren

    BOS - WON - £5.6k
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  3. #3
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    Default Re: Paracton v BOS

    Bank of Scotlandicon, but doing through their halifax address.


  4. #4
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    Default Re: Paracton v BOS

    Sent off my CPR 18 request today. Just to give them a nudge and encourage them to acknowledge. See if I actually get some response from them this time.


  5. #5
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    Default Re: Paracton v BOS

    Well will follow your thread I am claiming for bsiness charges from BOSicon and sent my mcol on the 29th 'november not heard from them yet.


  6. #6
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    Default Re: Paracton v BOS

    Bank acknowledged my claim 11/12/06. Just waiting to hear what their defense is now.


  7. #7
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    Default Re: Paracton v BOS

    when did youdo mcol and where did you send it to. I did my mcol 2wks ago tommorrow but not had any reply yet. I am impatient.


  8. #8
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    Default Re: Paracton v BOS

    did you get acknowledgement through the post off BOSicon or court


  9. #9
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    Default Re: Paracton v BOS

    My mcol was issued on 1/12/06 and deemed served on 6/12/06. I sent it to the Trinity Road, Halifaxicon, address. It's showing up on the MCOL website as acknowledged. Just changed from issued. I haven't actually received anything in the post yet. Waiting for the next letter though


  10. #10
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    Default Re: Paracton v BOS

    is that what happens next I hope I sent mine to the right address it was English one in Birmingham.


  11. #11
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    Default Re: Paracton v BOS

    Received my acknowledgemnet stating that the bank intend to defend. Ho hum. Have to wait till 3rd January now to see what the defence is.


  12. #12
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    Default Re: Paracton v BOS

    well I have heard nothing yet how much are you claiming for?


  13. #13
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    Default Re: Paracton v BOS

    Just checked my account online and the bank has paid in EVERYTHING I have been claiming. £2294 charges and a separate £430 interesticon and costs. Happy Christmas or what.


  14. #14
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    Default Re: Paracton v BOS

    Received letter from bank today saying "on a purely commercial basis ... unlikely to recover costs (even if the bank wins)." Interesting bit was the last paragraph "If you incur any future charges the bank reserves the right to withdraw your banking facilities." Seems they accept that they won't be able to make any more charges so they'll just close the account.


  15. #15
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    Default Re: Paracton v BOS

    Well congratulations to you I have not been that lucky yet. They eeventuallly acknowledged claim and have until tuesday 2nd to put in their defence thought I would have had a letter from them but nothing today.What with the bank holidayicon dont know what they are playing at as they dont have time to defend now.
    Havent checked account today though so you never know.


  16. #16
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    Default Re: Paracton v BOS

    Nice one Para!!

    They haven't submitted a defence against me and were supposed to by the 20th Dec so I have applied for judgement.

    Things should start to get intertesting in a couple of weeks!!

    Well done tho............hopefully I'll be making a similar post to your last one soon.

    Darren

    BOS - WON - £5.6k
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    ------------------------------------------------
    Barclaycard - WON - £200
    ------------------------------------------------
    Lloyds - WON - £1.6k

  17. #17
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    Default Re: Paracton v BOS

    Thanks and good luck to you two. Really is only a matter of time now. Be following your threads.


  18. #18
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    Default Re: Paracton v BOS

    Well no defence from the bank yet. Been advised to give them a little longer. Hoping somthing will be here tommorrow. The money would be good.Fingers crossed.You have been very lucky



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